1157 Larch Ave, Moraga, CA 94556 Property Records

Contra Costa County property record for 1157 Larch Ave, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,829 sqft · built 1963
Lot Size	0.35 acres (15,225 sqft)
Owner	2 Individual Names on File
Last Sale	$1,780,000 (May 2025)
Tax Bill	$19,336 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-271-010-5`

Property Details

APN / Parcel Number

Primary APN	`258-271-010-5`
Alternative APN	`258-271-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,829 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Lot Area	15,225 sqft (0.35 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1157 LARCH AVE
City	MORAGA
State	CA
Zip	94556-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2813 LOT 10 EX MR
Legal Subdivision	SUBDIVISION 2813
Legal Tract	2813
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	352102

Owner

1157 Larch Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1157 LARCH AVE, MORAGA, CA 94556-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Jan 17, 2018	Grant Deed, Subdivision Related Transfer SOFI LNDG
Sep 27, 2017	Grant Deed, Transfer PIVOTAL CAP GROUP II

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	202553229
Prior Transfer Date	Jul 15, 2016
Prior Transfer Doc	0000192162
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1157 LARCH AVE, MORAGA, CA 94556-2623
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 LARCH AVE, MORAGA, CA 94556-2623

Mortgage

Document Number	0000177729
Date	Jun 21, 2021
Instrument	2021-177729

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1157 LARCH AVE, MORAGA, CA 94556-2623
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 LARCH AVE, MORAGA, CA 94556-2623

Mortgage

Document Number	0000340724
Date	Dec 17, 2021
Instrument	2021-340724

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 17, 2018
Property Address	1157 LARCH AVE, MORAGA, CA 94556-2623
Document Number	0000006998
Instrument Date	Jan 16, 2018
Instrument	6998
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1157 LARCH AVE MORAGA CA 945562623, MORAGA, CA 94556-2623

Mortgage

Document Number	6999
Date	Jan 17, 2018
Instrument	6999

Lender

Name	SOFI LNDG
Address	375 HEALDSBURG AVE # 280, HEALDSBURG, CA 95448-4151

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2017
Property Address	1157 LARCH AVE, MORAGA, CA 94556-2623
Document Number	0000177058
Instrument Date	Sep 25, 2017
Instrument	177058
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1157 LARCH AVE MORAGA CA 945562623, MORAGA, CA 94556-2623

Mortgage

Document Number	177059
Date	Sep 27, 2017
Instrument	177059

Lender

Name	PIVOTAL CAP GROUP II
Type	Funding / Finance Company
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1157 Larch Ave was $19,336.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,815,600 (+13.98%) Land $1,224,000 Building $591,600
2025	$19,336.00 Homeowner's exemption	$1,592,957 Land $1,024,044 Building $568,913
2023	$18,265.00 (+1.62%) Homeowner's exemption	$1,531,102 Land $984,280 Building $546,822
2022	$17,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1157 Larch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 Larch Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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