1153 Larch Ave, Moraga, CA 94556 Property Records

Contra Costa County property record for 1153 Larch Ave, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,414 sqft · built 1963
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,465,500 (Sep 2018)
Tax Bill	$19,812 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-271-009-7`

Property Details

APN / Parcel Number

Primary APN	`258-271-009-7`
Alternative APN	`258-271-009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,414 sqft Living Area
1st Floor Area	2,414 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1153 LARCH AVE
City	MORAGA
State	CA
Zip	94556-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2813 LOT 9 EX MR
Legal Subdivision	SUBDIVISION 2813
Legal Tract	2813
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	352102

Owner

1153 Larch Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1153 LARCH AVE, MORAGA, CA 94556-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 7, 2018	Grant Deed, Transfer SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	Jan 23, 2007 · Amount on File
Deed Document Number	2018143501
Prior Transfer Date	Jun 2, 1995
Prior Transfer Doc	0000088514
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1153 LARCH AVE, MORAGA, CA 94556-2623
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 LARCH AVE, MORAGA, CA 94556-2623

Mortgage

Document Number	0000210958
Date	Jul 28, 2021
Instrument	2021-210958

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1153 LARCH AVE, MORAGA, CA 94556-2623
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 LARCH AVE, MORAGA, CA 94556-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054359
Date	Jun 8, 2023
Instrument	2023-054359

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1153 LARCH AVE, MORAGA, CA 94556-2623
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222029
Date	Dec 11, 2019
Instrument	2019-222029

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 7, 2018
Property Address	1153 LARCH AVE, MORAGA, CA 94556-2623
Document Number	0000143501
Instrument Date	Aug 29, 2018
Instrument	143501
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1153 LARCH AVE MORAGA CA 945562623, MORAGA, CA 94556-2623

Mortgage

Document Number	143502
Date	Sep 7, 2018
Instrument	143502

Lender

Name	SOFI LNDG
Address	375 HEALDSBURG AVE # 280, HEALDSBURG, CA 95448-4151

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1153 Larch Ave was $19,812 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,793,483 (+9.71%) Land $1,231,582 Building $561,901
2025	$19,812.00 Homeowner's exemption	$1,634,788 Land $1,207,434 Building $427,354
2023	$18,714.00 (+1.62%) Homeowner's exemption	$1,571,309 Land $1,160,549 Building $410,760
2022	$18,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1153 Larch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1153 Larch Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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