1157 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1157 Emerald Ave, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,024 sqft · built 1974
Lot Size0.936 acres (40,754 sqft)
OwnerCompany Name on Record
Last Sale$380,000 (May 2025)
Tax Bill$1,871 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN492-490-54-19

Property Details

APN / Parcel Number

Primary APN492-490-54-19

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,024 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area40,754 sqft (0.936 acres)

Location & Zoning

Street Address1157 EMERALD AVE
CityEL CAJON
StateCA
Zip92020-7371
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US19PER DOC73-305374&UND INT IN TR 007780
Legal SubdivisionEMERALD VILLAS
Legal Tract007780
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5256 S MISSION RD, 210, BONSALL, CA 92003-3621
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2025 · Amount on Record
Deed SaleMay 1, 2025 · Amount on Record
Prior SaleAug 18, 2011 · Amount on Record
Deed Document Number2025115425
Prior Transfer DateDec 4, 2002
Prior Transfer Doc0000033447
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1157 EMERALD AVE, EL CAJON, CA 92020-7371
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1470 CHATEAU SAINT JEAN, BONSALL, CA 92003-6109

Mortgage

Document Number0000346246
DateDec 8, 2025
Instrument2025-0346246
Lender
NameNQM FUNDING LLC
TypeMortgage Company
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$387,599 (+311.49%) Land $155,033 Building $232,566
2025$1,871.00 (+5.23%)$94,194 (+4.04%) Land $37,676 Building $56,518
2024$1,778.00 (-13.4%)
2023$2,053.00 (+85.96%)$90,538 Land $36,214 Building $54,324
2022$1,104.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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