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1149 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1149 Emerald Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,024 sqft · built 1974
Lot Size0.936 acres (40,754 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Oct 2016)
Tax Bill$4,043 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN492-490-54-15

Property Details

APN / Parcel Number

Primary APN492-490-54-15

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,024 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area40,754 sqft (0.936 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1149 EMERALD AVE
CityEL CAJON
StateCA
Zip92020-7363
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US15PER DOC73-305374&UND INT IN TR 007780
Legal SubdivisionEMERALD VILLAS
Legal Tract007780
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract15302

Owner

Source: San Diego County records · APN 492-490-54-15

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3413 MILLER RD, KALAMAZOO, MI 49001-4151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 15, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Jun 04, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2016 · Amount on Record
Deed SaleOct 12, 2016 · Amount on Record
Prior SaleOct 03, 1989 · Amount on Record
Deed Document Number2016549293
Last Transfer DateMay 25, 2018
Transfer Doc0000223180
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1149 EMERALD AVE, EL CAJON, CA 92020-7363
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1149 EMERALD AVE, EL CAJON, CA 92020-7363

Mortgage

Document Number0000542477
DateJul 30, 2021
Instrument2021-0542477
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1149 EMERALD AVE, EL CAJON, CA 92020-7363
Document Number0000334243
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 08, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1149 EMERALD AVE EL CAJON CA 920207363, EL CAJON, CA 92020-7363

Mortgage

Document Number0000334243
DateJun 26, 2020
Instrument334243
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 04, 2018
Property Address1149 EMERALD AVE, EL CAJON, CA 92020-7363
Document Number0000223180
Map ReferenceMAP 7780
Instrument DateMay 25, 2018
Instrument2018-0223180
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE GROU

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1149 EMERALD AVE, EL CAJON, CA 92020-7363

Mortgage

Document Number0000223181
DateJun 04, 2018
Instrument2018-0223181
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$292,392 (+2%) Land $118,377 Building $174,015
2025$4,043.00 (-3.25%) Homeowner's exemption$286,659 (+4.04%) Land $116,056 Building $170,603
2023$4,179.00 (+30.76%) Homeowner's exemption$275,529 Land $111,550 Building $163,979
2022$3,196.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730153023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 609 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wyyerd GroupFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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