1401 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1401 Emerald Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,400 sqft · built 1975
Lot Size	0.16 acres (6,963 sqft)
Owner	Company Name on Record
Last Sale	$103,000 (Apr 1996)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	May 2019 Line of Credit Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-580-26-00`

Property Details

APN / Parcel Number

Primary APN	`492-580-26-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,963 sqft (0.16 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1401 EMERALD AVE
City	EL CAJON
State	CA
Zip	92020-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 8 TR 007837
Legal Subdivision	EMERALD TERRACE
Legal Tract	007837
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1401 EMERALD AVE, EL CAJON, CA 92020-7317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1996 · Amount on Record
Deed Sale	Apr 23, 1996 · Amount on Record
Deed Document Number	1996201812
Last Transfer Date	Dec 4, 2018
Transfer Doc	0000514125
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1401 EMERALD AVE, EL CAJON, CA 92020-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196660
Date	May 23, 2019
Instrument	2019-0196660

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 16, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	1401 EMERALD AVE, EL CAJON, CA 92020-7317
Document Number	0000514125
Instrument Date	Dec 4, 2018
Instrument	514125
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1401 EMERALD AVE EL CAJON CA 920207317, EL CAJON, CA 92020-7317

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	1401 EMERALD AVE, EL CAJON, CA 92020-7317
Document Number	0000514126
Instrument Date	Dec 4, 2018
Instrument	514126
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1401 EMERALD AVE EL CAJON CA 920207317, EL CAJON, CA 92020-7317

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,978 (+2%) Land $66,620 Building $215,358
2025	$3,698.00 (+2.41%) Homeowner's exemption	$276,450 (+4.04%) Land $65,314 Building $211,136
2023	$3,611.00 (+0.58%) Homeowner's exemption	$265,718 Land $62,779 Building $202,939
2022	$3,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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