11560 Chumrau Loop, Missoula, MT 59802 Property Records

Missoula County property record for 11560 Chumrau Loop, Missoula, MT 59802

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,707 sqft · built 1997
Lot Size1.08 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$388,300 (Jun 2015)
Tax Bill$4,221 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0486887

Property Details

APN / Parcel Number

Primary APNR0486887
Alternative APNs
  • 04-2201-35-1-03-04-0000
  • 0005646659
  • 5646659

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,707 sqft Living Area
Gross Area3,513 sqft
1st Floor Area2,046 sqft
Basement Area1,326 sqft
Finished Basement520 sqft
Unfinished Basement806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area47,480 sqft
View / LotRural
Parking Spaces3 Parking Spaces
Deck Area230 sqft
Patio Area818 sqft
Pole Barn198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0005646659
Street Address11560 CHUMRAU LOOP
CityMISSOULA
StateMT
Zip59802-9506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNWOOD ACRES, S35, T13 N, R18 W, LOT 15
Legal SubdivisionSUNWOOD ACRES
Legal Block2
Legal Lot Number15
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group2
Census Block2014
Census Tract1402

Owner

11560 Chumrau Loop is owned and occupied by two individuals who bought it in June 2015.

Source: Missoula County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address11560 CHUMRAU LOOP, MISSOULA, MT 59802-9506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2015 · Amount on File
Deed SaleJun 2, 2015 · Amount on File
Deed Document Number20158939
Deed Book / Page944 / 1222
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address11560 CHUMRAU LOOP, MISSOULA, MT 59802-9506
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010881311
DateMay 30, 2023
Book Page1088/1311
Instrument202305618
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address11560 CHUMRAU LOOP, MISSOULA, MT 59802-9506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010291292
DateMay 6, 2020
Book Page1029/1292
Instrument202008262
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11560 Chumrau Loop was $4,221.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictBonner Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,275 (-) Land $137,815 Building $476,460$614,275 (-) Land $137,815 Building $476,460
2025$4,221.00$614,275$614,275 Land $137,815 Building $476,460
2023$4,948.00$534,000$534,000 Land $92,140 Building $441,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11560 Chumrau Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11560 Chumrau Loop is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 79% of Montana
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CIS
Fixed Wireless
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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