Missoula County property record for 11590 Chumrau Loop, Missoula, MT 59802
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,864 sqft · built 1978 |
| Lot Size | 1.08 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,300 (Nov 2017) |
| Tax Bill | $167 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0486886 |
| Primary APN | R0486886 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,352 sqft |
| Finished Basement | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 47,480 sqft |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Lean-To | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005646646 |
|---|---|
| Street Address | 11590 CHUMRAU LOOP |
| City | MISSOULA |
| State | MT |
| Zip | 59802-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNWOOD ACRES, S35, T13 N, R18 W, LOT 14 |
| Legal Subdivision | SUNWOOD ACRES |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1402 |
11590 Chumrau Loop is owned and occupied by two individuals who bought it in November 2017.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11590 CHUMRAU LOOP, MISSOULA, MT 59802-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 27, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 15, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Nov 15, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on File |
| Deed Sale | Nov 15, 2017 · Amount on File |
| Prior Sale | May 21, 2012 · Amount on File |
| Deed Document Number | 201723093 |
| Deed Book / Page | 989 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 11590 CHUMRAU LOOP, MISSOULA, MT 59802-9506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0010660035 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 1066/35 |
| Instrument | 202126905 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 11590 CHUMRAU LOOP, MISSOULA, MT 59802-9506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010380230 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 1038/230 |
| Instrument | 202019800 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 11590 CHUMRAU LOOP, MISSOULA, MT 59802-9506 |
| Document Number | 0010170221 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11590 CHUMRAU LOOP MISSOULA MT 598029506, MISSOULA, MT 59802-9506 |
| Document Number | 0010170221 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 001017/000221 |
| Instrument | 13686 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Nov 15, 2017 |
| Property Address | 11590 CHUMRAU LOOP, MISSOULA, MT 59802-9506 |
| Document Number | 0009890551 |
| Book / Page | 000989 / 000551 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 23093 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11590 CHUMRAU LOOP MISSOULA MT 598029506, MISSOULA, MT 59802-9506 |
| Document Number | 9890552 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 000989/000552 |
| Instrument | 23094 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2047 |
The 2025 property tax bill for 11590 Chumrau Loop was $167 with a veteran's exemption.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,100 (-) Land $137,815 Building $451,285 | $589,100 (-) Land $137,815 Building $451,285 | |
| 2025 | $167.00 | $589,100 | $589,100 Land $137,815 Building $451,285 |
| 2023 | $4,887.00 | $527,300 | $527,300 Land $92,140 Building $435,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11590 Chumrau Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11590 Chumrau Loop is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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