Missoula County property record for 11495 Chumrau Loop, Missoula, MT 59802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1978 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,400 (Dec 2017) |
| Tax Bill | $3,945 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0486897 |
| Primary APN | R0486897 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 2,614 sqft |
| 1st Floor Area | 1,220 sqft |
| 2nd Floor Area | 758 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,996 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Pole Barn | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005646755 |
|---|---|
| Street Address | 11495 CHUMRAU LOOP |
| City | MISSOULA |
| State | MT |
| Zip | 59802-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNWOOD ACRES, S35, T13 N, R18 W, LOT 26 |
| Legal Range | 18W |
| Legal Township | 13N |
| Legal Section | 35 |
| Legal Subdivision | SUNWOOD ACRES |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1402 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11495 CHUMRAU LOOP, MISSOULA, MT 59802-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage OPPORTUNITY BK/MT |
| Dec 22, 2017 | Grant Deed, Transfer OPPORTUNITY BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on Record |
| Deed Sale | Dec 22, 2017 · Amount on Record |
| Prior Sale | Apr 15, 2009 · Amount on Record |
| Deed Document Number | 201725265 |
| Deed Book / Page | 990 / 1323 |
| Prior Transfer Date | Apr 10, 2009 |
| Prior Transfer Doc | 0008370472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 11495 CHUMRAU LOOP, MISSOULA, MT 59802-9531 |
| Document Number | 0010320392 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11495 CHUMRAU LOOP MISSOULA MT 598029531, MISSOULA, MT 59802-9531 |
| Document Number | 0010320392 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 001032/000392 |
| Instrument | 11562 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | HELENA, MT 59604 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Dec 22, 2017 |
| Property Address | 11495 CHUMRAU LOOP, MISSOULA, MT 59802-9531 |
| Document Number | 0009901323 |
| Book / Page | 000990 / 001323 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 25265 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11495 CHUMRAU LOOP MISSOULA MT 598029531, MISSOULA, MT 59802-9531 |
| Document Number | 9901324 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 000990/001324 |
| Instrument | 25266 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | HELENA, MT 59604 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,100 (-) Land $136,735 Building $443,365 | $580,100 (-) Land $136,735 Building $443,365 | |
| 2025 | $3,945.00 (-10.42%) | $580,100 (+21.06%) Land $136,735 Building $443,365 | $580,100 (+21.06%) Land $136,735 Building $443,365 |
| 2024 | $4,404.00 (-0.92%) | ||
| 2023 | $4,445.00 | $479,200 | $479,200 Land $91,660 Building $387,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TURAH MEADOWS private · serves 73 people · EPA ID MT0004537 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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