Dubuque County property record for 1155 Richards Rd, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 9 ba · 2,849 sqft · built 1989 |
| Lot Size | 1.67 acres (73,279 sqft) |
| Owner | Trust on Record |
| Last Sale | $380,000 (Apr 2018) |
| Tax Bill | $7,918 (2024) |
| Deeds & Mortgages | Feb 2019 Line of Credit Nov 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-101-013 |
| Primary APN | 15-02-101-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,849 sqft Living Area |
| 1st Floor Area | 2,795 sqft |
| Basement Area | 2,795 sqft |
| Finished Basement | 1,300 sqft |
| Game Room | Game Room |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 73,279 sqft (1.67 acres) |
| Garage Type | Attached |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 242 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1155 RICHARDS RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-0229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 HENSCHEL'S 2ND ADD |
| Legal Subdivision | IRVING |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 802 |
Source: Dubuque County assessment roll, as of May 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 25, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN TRUST & SAVINGS BANK |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Jan 8, 2020 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BANK & TRUST CO |
| Apr 10, 2018 | Warranty Deed, Transfer · ARM AMERICAN TRUST & SAVINGS BANK |
| Dec 4, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage PREMIER BK |
| Sep 22, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 2018-00003667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001865 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019-00001865 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DYERSVILLE, IA 52040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014687 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-00014687 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000398 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2020-00000398 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DYERSVILLE, IA 52040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015168 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-00015168 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 10, 2018 |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Document Number | 0000003667 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 2018-00003667 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Document Number | 0000003668 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018-00003668 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Dec 4, 2017 |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 14984 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1155 RICHARDS RD DUBUQUE IA 520030229, DUBUQUE, IA 52003-0229 |
| Document Number | 0000014984 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 14984 |
| Name | PREMIER BK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 3, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Sep 22, 2017 |
| Property Address | 1155 RICHARDS RD, DUBUQUE, IA 52003-0229 |
| Document Number | 0000011816 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 11816 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $541.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1155 RICHARDS RD DUBUQUE IA 520030229, DUBUQUE, IA 52003-0229 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598,800 (+6.78%) Land $90,600 Building $508,200 | $598,800 (+6.78%) Land $90,600 Building $508,200 | |
| 2024 | $7,918.00 (+4.05%) | ||
| 2023 | $560,800 (+24.56%) Land $82,000 Building $478,800 | $560,800 (+24.56%) Land $82,000 Building $478,800 | |
| 2022 | $7,610.00 Homeowner's exemption | $450,230 Land $69,040 Building $381,190 | |
| 2021 | $450,230 Land $69,040 Building $381,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1986–2002) |
| Most Recent Claim | Jun 2002 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Comelec Internet Services Fixed Wireless | 280 / 50 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ImOn Communications, Maquoketa Valley Electric Cooperative.
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