1120 Richards Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 1120 Richards Rd, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,632 sqft · built 1977
Lot Size0.818 acres (35,640 sqft)
Owner2 Company Names on Record
Last Sale$183,000 (Jan 2011)
Tax Bill$3,914 (2024)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-02-104-005

Property Details

APN / Parcel Number

Primary APN15-02-104-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area1,996 sqft
Basement Area1,632 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area35,640 sqft (0.818 acres)
Lot Dimensions297 ft deep x 120 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area384 sqft
Deck Area65 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1120 RICHARDS RD
CityDUBUQUE
StateIA
Zip52003-0228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 2-1-1-1-1-1-1-1-1 HENSCHEL'S BLACK FOREST
Legal SubdivisionIRVING
Legal Lot Number1,2 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2007
Census Tract802

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1120 RICHARDS RD, DUBUQUE, IA 52003-0228
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2011 · Amount on Record
Deed SaleJan 31, 2011 · Amount on Record
Prior SaleOct 27, 2006 · Amount on Record
Deed Document Number2011-00001930
Record UpdatedJun 7, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1120 RICHARDS RD, DUBUQUE, IA 52003-0228
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009404
DateJul 31, 2017
Instrument2017-00009404
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,700 (+6.6%) Land $70,900 Building $253,800$324,700 (+6.6%) Land $70,900 Building $253,800
2024$3,914.00 (+0.2%)
2023$304,600 (+27.57%) Land $64,100 Building $240,500$304,600 (+27.57%) Land $64,100 Building $240,500
2022$3,906.00 Homeowner's exemption$238,770 Land $54,000 Building $184,770
2021$238,770 Land $54,000 Building $184,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1986–2002)
Most Recent ClaimJun 2002 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Comelec Internet Services
Fixed Wireless
280 / 50
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ImOn Communications, Maquoketa Valley Electric Cooperative.

Nearby Properties on Richards Rd

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