1125 Richards Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 1125 Richards Rd, Dubuque, IA 52003 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,514 sqft · built 1977
Lot Size1.01 acres (43,800 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (May 2017)
Tax Bill$4,766 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Jun 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-02-101-003

Property Details

APN / Parcel Number

Primary APN15-02-101-003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area1,230 sqft
Basement Area1,230 sqft
Finished Basement900 sqft
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area43,800 sqft (1.01 acres)
Lot Dimensions292 ft deep x 150 ft wide
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Deck Area613 sqft
Patio Area613 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1125 RICHARDS RD
CityDUBUQUE
StateIA
Zip52003-0229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2-1-1 & SOUTH 29.58'-LOT 2-1 HENSCHEL'S BLACK FOREST
Legal SubdivisionIRVING
Legal Lot Number1,2 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2007
Census Tract802

Owner

Source: Dubuque County records · APN 15-02-101-003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1125 RICHARDS RD, DUBUQUE, IA 52003-0229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Line of Credit
MIDWESTONE BANK
Jun 11, 2019Deed of Trust, Mortgage · Line of Credit
AMERICAN TRUST & SAVINGS BANK
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWESTONE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2017 · Amount on Record
Deed SaleMay 25, 2017 · Amount on Record
Deed Document Number0000177956
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1125 RICHARDS RD, DUBUQUE, IA 52003-0229
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 RICHARDS RD, DUBUQUE, IA 52003-0229

Mortgage

Document Number0000008956
DateJul 18, 2022
Instrument2022-00008956
Lender
NameMIDWESTONE BANK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 15, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1125 RICHARDS RD, DUBUQUE, IA 52003-0229
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005943
DateJun 11, 2019
Instrument2019-00005943
Lender
NameAMERICAN TRUST & SAVINGS BANK
TypeBank
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1125 RICHARDS RD, DUBUQUE, IA 52003-0229
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006724
DateMay 21, 2020
Instrument2020-00006724
Lender
NameMIDWESTONE BANK
TypeBank
AddressSTILLWATER, MN 55082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$369,200 (+8.05%) Land $79,700 Building $289,500$369,200 (+8.05%) Land $79,700 Building $289,500
2024$4,766.00 (+3.25%)
2023$341,700 (+23.55%) Land $72,100 Building $269,600$341,700 (+23.55%) Land $72,100 Building $269,600
2022$4,616.00 Homeowner's exemption$276,570 Land $60,750 Building $215,820
2021$276,570 Land $60,750 Building $215,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Richards Rd

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