1155 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1155 Pepper Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,699 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jan 2020)
Tax Bill	$5,204 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-380-008`

Property Details

APN / Parcel Number

Primary APN	`535-380-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1155 PEPPER LN
City	BANNING
State	CA
Zip	92220-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES M/L IN LOT 23 MB 331/005 TR 30186
Legal Subdivision	TRACT NO 30186
Legal Tract	30186
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1015
Census Tract	44103

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1155 PEPPER LN, BANNING, CA 92220-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · VA Mortgage M & T BANK
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jan 14, 2020	Grant Deed, Transfer · VA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Apr 8, 2005 · Amount on Record
Deed Document Number	202018531
Prior Transfer Date	Mar 30, 2005
Prior Transfer Doc	0000277161
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1155 PEPPER LN, BANNING, CA 92220-1431
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 PEPPER LN, BANNING, CA 92220-1431

Mortgage

Document Number	0000210685
Date	Jul 20, 2023
Instrument	2023-0210685

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1155 PEPPER LN, BANNING, CA 92220-1431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 PEPPER LN, BANNING, CA 92220-1431

Mortgage

Document Number	0000502194
Date	Oct 20, 2020
Instrument	2020-0502194

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 14, 2020
Property Address	1155 PEPPER LN, BANNING, CA 92220-1431
Document Number	0000018531
Instrument Date	Jan 3, 2020
Instrument	18531
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$368.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1155 PEPPER LN BANNING CA 922201431, BANNING, CA 92220-1431

Mortgage

Document Number	18532
Date	Jan 14, 2020
Instrument	18532

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,694 (+2%) Land $39,040 Building $334,654
2025	$5,204.00 (+2.06%)	$366,368 (+4.04%) Land $38,275 Building $328,093
2023	$5,099.00 (+2.08%)	$352,143 Land $36,790 Building $315,353
2022	$4,995.00
2021			$362,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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