1090 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1090 Pepper Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Jun 2010)
Tax Bill	$177 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-382-023`

Property Details

APN / Parcel Number

Primary APN	`535-382-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1090 PEPPER LN
City	BANNING
State	CA
Zip	92220-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.18 ACRES M/L IN LOT 114 MB 331/005 TR 30186
Legal Subdivision	TRACT 30186
Legal Tract	30186
Legal Lot Number	114
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1025
Census Tract	44103

Owner

1090 Pepper Ln is owned and occupied by two individuals who acquired it in February 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1090 PEPPER LN, BANNING, CA 92220-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Intrafamily Transfer, Transfer
Jul 13, 2022	Intrafamily Transfer, Transfer
Jul 13, 2022	Intrafamily Transfer, Transfer · VA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2010 · Amount on File
Deed Sale	Jun 30, 2010 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	2010305468
Last Transfer Date	Feb 23, 2023
Transfer Doc	0000141552
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 17, 2023
Property Address	1090 PEPPER LN, BANNING, CA 92220-1430
Document Number	0000141552
Map Reference	MB 331 PG 5
Instrument Date	Feb 23, 2023
Instrument	2023-0141552
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1090 PEPPER LN, BANNING, CA 92220-1430

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 13, 2022
Property Address	1090 PEPPER LN, BANNING, CA 92220-1430
Document Number	0000312128
Map Reference	MB 331 PG 5-9
Instrument Date	Jun 10, 2022
Instrument	2022-0312128
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 PEPPER LN, BANNING, CA 92220-1430

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 13, 2022
Property Address	1090 PEPPER LN, BANNING, CA 92220-1430
Document Number	0000312129
Map Reference	MB 331 PG 5-9
Instrument Date	Jun 10, 2022
Instrument	2022-0312129
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 PEPPER LN, BANNING, CA 92220-1430

Mortgage

Document Number	0000312130
Date	Jul 13, 2022
Instrument	2022-0312130

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1090 Pepper Ln was $177 with a veteran's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,875 (+2%) Land $39,488 Building $126,387
2025	$177.00 Disabled Person's exemption Veteran's exemption	$162,623 Land $38,714 Building $123,909
2023	$173.00 (-20.64%) Disabled Person's exemption Veteran's exemption	$156,310 Land $37,211 Building $119,099
2022	$218.00
2021			$286,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1090 Pepper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1090 Pepper Ln is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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