Riverside County property record for 1089 Pepper Ln, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,699 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2021) |
| Tax Bill | $6,438 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 535-380-005 |
| Primary APN | 535-380-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,699 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1089 PEPPER LN |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .19 ACRES M/L IN LOT 20 MB 331/005 TR 30186 |
| Legal Subdivision | TRACT NO 30186 |
| Legal Tract | 30186 |
| Legal Lot Number | 20 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 44103 |
1089 Pepper Ln is owned and occupied by two individuals who bought it in October 2021.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1089 PEPPER LN, BANNING, CA 92220-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on File |
| Deed Sale | Oct 27, 2021 · Amount on File |
| Prior Sale | Mar 7, 2008 · Amount on File |
| Deed Document Number | 2021636863 |
| Prior Transfer Date | May 12, 2005 |
| Prior Transfer Doc | 0000450778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 27, 2021 |
| Property Address | 1089 PEPPER LN, BANNING, CA 92220-1431 |
| Document Number | 0000636863 |
| Map Reference | MB 331 PG 5-9 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021-0636863 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1089 PEPPER LN, BANNING, CA 92220-1431 |
| Document Number | 0000636864 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0636864 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1089 Pepper Ln was $6,438.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,444 (+2%) Land $37,884 Building $427,560 | ||
| 2025 | $6,438.00 | $456,319 Land $37,142 Building $419,177 | |
| 2023 | $6,308.00 (+2.1%) | $438,600 Land $35,700 Building $402,900 | |
| 2022 | $6,178.00 | ||
| 2021 | $378,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1089 Pepper Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1089 Pepper Ln is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures