11545 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 11545 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1971
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2017)
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-011-101-054`

Property Details

APN / Parcel Number

Primary APN	`10-00-011-101-054`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	300 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	432 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11545 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -043
Legal Subdivision	BRIAR LAKES SUBDIVISION #1
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1018
Census Tract	71500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11545 W RIDGE RD, ELYRIA, OH 44035-7459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Jun 12, 1998 · Amount on Record
Deed Document Number	2017644768
Prior Transfer Date	Sep 13, 1999
Prior Transfer Doc	0000642877
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 19, 2017
Property Address	11545 W RIDGE RD, ELYRIA, OH 44035-7459
Document Number	0000644768
Instrument Date	Sep 18, 2017
Instrument	644768
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11545 W RIDGE RD ELYRIA OH 440357459, ELYRIA, OH 44035-7459

Mortgage

Document Number	644769
Date	Sep 19, 2017
Instrument	644769

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,182.00 Homeowner's exemption	$80,400 (+0.01%) Land $17,940 Building $62,460	$229,700 (-) Land $51,250 Building $178,450
2024	$3,182.00 (+5.02%)	$80,395 (+30.23%) Land $17,938 Building $62,458	$229,700 (+30.23%) Land $51,250 Building $178,450
2023	$3,030.00 (+0.76%)	$61,734 (-0.01%) Land $18,736 Building $42,998	$176,380 (-) Land $53,530 Building $122,850
2022	$3,007.00	$61,740 Land $18,740 Building $43,000
2021			$176,380 Land $53,530 Building $122,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20