Lorain County property record for 11420 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,148 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $137,500 (Jul 1996) |
| Tax Bill | $2,708 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017765-6 |
| Primary APN | 017765-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 3,498 sqft |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,210 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 328 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 284 sqft |
| Patio Area | 72 sqft |
| Canopy | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 017765-6 |
|---|---|
| Street Address | 11420 W RIDGE RD |
| City | ELYRIA |
| State | OH |
| Zip | 44035-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOT ON FILE |
| Legal Subdivision | CARLISLE |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 71500 |
Source: Lorain County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 11420 W RIDGE RD, ELYRIA, OH 44035-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 1996 · Amount on Record |
| Deed Sale | Jul 3, 1996 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 28, 2026 |
| Property Address | 11420 W RIDGE RD, ELYRIA, OH 44035-7462 |
| Document Number | 0000113107 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026113107 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 11420 W RIDGE RD, ELYRIA, OH 44035-7462 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 11420 W RIDGE RD, ELYRIA, OH 44035-7462 |
| Document Number | 0000770042 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11420 W RIDGE RD ELYRIA OH 440357462, ELYRIA, OH 44035-7462 |
| Document Number | 0000770042 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 770042 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 11420 W RIDGE RD, ELYRIA, OH 44035-7462 |
| Document Number | 0000774209 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11420 W RIDGE RD ELYRIA OH 440357462, ELYRIA, OH 44035-7462 |
| Document Number | 0000774209 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 774209 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2050 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,708.00 | $89,080 (+%) Land $15,310 Building $73,770 | $254,510 (-) Land $43,740 Building $210,770 |
| 2024 | $2,708.00 (-3.11%) | $89,079 (+34.73%) Land $15,309 Building $73,770 | $254,510 (+34.73%) Land $43,740 Building $210,770 |
| 2023 | $2,795.00 (+0.04%) | $66,116 (+0.01%) Land $15,992 Building $50,124 | $188,900 (-) Land $45,690 Building $143,210 |
| 2022 | $2,794.00 | $66,110 Land $15,990 Building $50,120 | |
| 2021 | $188,900 Land $45,690 Building $143,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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