Lorain County property record for 11421 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,276 sqft · built 1971 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,108 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-010-000-029 |
| Primary APN | 10-00-010-000-029 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 30 sqft |
| Patio Area | 912 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 11421 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL-10 |
| Legal Subdivision | CARLISLE SEC 10 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71500 |
11421 W Ridge Rd is owned and occupied by an individual who acquired it in April 2026.
Source: Lorain County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11421 W RIDGE RD, ELYRIA, OH 44035-7461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2025 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| Jun 10, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 30, 2017 | Deed of Trust, Mortgage · Line of Credit DOLLAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2026 |
| Transfer Doc | 0000099123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 11421 W RIDGE RD, ELYRIA, OH 44035-7461 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11421 W RIDGE RD, ELYRIA, OH 44035-7461 |
| Document Number | 0000047793 |
|---|---|
| Date | Apr 3, 2025 |
| Instrument | 2025-0047793 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 10, 2026 |
| Property Address | 11421 W RIDGE RD, ELYRIA, OH 44035-7461 |
| Document Number | 0000099123 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202699123 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11421 W RIDGE RD, ELYRIA, OH 44035-7461 |
| Investor | Possibly a Property Investor |
| Document Number | 0000099125, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202699125 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 11421 W RIDGE RD, ELYRIA, OH 44035-7461 |
| Document Number | 0000624801 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11421 W RIDGE RD ELYRIA OH 440357461, ELYRIA, OH 44035-7461 |
| Document Number | 0000624801 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 624801 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11421 W Ridge Rd was $3,108.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,108.00 | $78,620 (-0.01%) Land $12,450 Building $66,170 | $224,640 (-) Land $35,570 Building $189,070 |
| 2024 | $3,108.00 (+7.84%) | $78,624 (+36.61%) Land $12,450 Building $66,175 | $224,640 (+36.61%) Land $35,570 Building $189,070 |
| 2023 | $2,882.00 (+0.73%) | $57,555 (+0.01%) Land $13,003 Building $44,552 | $164,440 Land $37,150 Building $127,290 |
| 2022 | $2,861.00 | $57,550 Land $13,000 Building $44,550 | |
| 2021 | $164,440 Land $37,150 Building $127,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11421 W Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11421 W Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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