1153 Monterey Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 1153 Monterey Pl, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,792 sqft · built 1999
Lot Size	0.785 acres (34,215 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Sep 2016)
Tax Bill	$11,422 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-510-07-01`

Property Details

APN / Parcel Number

Primary APN	`257-510-07-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	34,215 sqft (0.785 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1153 MONTEREY PL
City	ENCINITAS
State	CA
Zip	92024-1340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU1
Legal Description	US 1 PER DOC97-351996&UND INT IN MODULE D COMMON AREA IN TR MENDOCINO3
Legal Subdivision	MENDOCINO PH 3
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1153 MONTEREY PL, ENCINITAS, CA 92024-1340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 31, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Jul 30, 2001 · Amount on Record
Deed Document Number	2016524583
Prior Transfer Date	Jul 10, 2002
Prior Transfer Doc	0000585134
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1153 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000222205
Date	Mar 22, 2021
Instrument	2021-0222205

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1153 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000392713
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 MONTEREY PL ENCINITAS CA 920241340, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000392713
Date	Sep 10, 2019
Instrument	392713

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1153 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000580320
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 MONTEREY PL ENCINITAS CA 920241340, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000580320
Date	Dec 13, 2017
Instrument	580320

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2017
Property Address	1153 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000234279
Instrument Date	May 24, 2017
Instrument	234279
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1153 MONTEREY PL ENCINITAS CA 920241340, ENCINITAS, CA 92024-1340

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,840 (+2%) Land $426,623 Building $461,217
2025	$11,422.00 (+4.76%) Homeowner's exemption	$870,432 (+4.04%) Land $418,258 Building $452,174
2023	$10,903.00 (+5.08%) Homeowner's exemption	$836,633 Land $402,017 Building $434,616
2022	$10,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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