1145 Monterey Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 1145 Monterey Pl, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,792 sqft · built 1998
Lot Size	1.78 acres (77,712 sqft)
Owner	Individual Name on File
Last Sale	$1,350,000 (Jan 2022)
Tax Bill	$17,543 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-510-06-10`

Property Details

APN / Parcel Number

Primary APN	`257-510-06-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	77,712 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1145 MONTEREY PL
City	ENCINITAS
State	CA
Zip	92024-1340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 2 US 29PER DOC97-060627&UND INT IN MODULE C COMMON AREA IN TR 013365
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013365
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County records · APN 257-510-06-10

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 31, 2022	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 13, 2013 · Amount on Record
Deed Document Number	202245796
Prior Transfer Date	Aug 24, 2004
Prior Transfer Doc	0000850945
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Mar 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000049658
Date	Feb 24, 2026
Instrument	2026-0049658

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000063014
Date	Jan 27, 2021
Instrument	2021-0063014

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000045796
Map Reference	MAP 13385
Instrument Date	Jan 12, 2022
Instrument	2022-0045796
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000045797
Date	Jan 31, 2022
Instrument	2022-0045797

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000294714
Instrument Date	Jun 04, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE RSRC GROUP, TRG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1145 MONTEREY PL ENCINITAS CA 920241340, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000294714
Date	Jun 09, 2020
Instrument	294714

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,461,282 (+2%) Land $1,147,377 Building $313,905
2025	$17,543.00 (+2.94%)	$1,432,630 (+4.04%) Land $1,124,880 Building $307,750
2024	$17,042.00 (+2.18%)
2023	$16,678.00 (+72.2%)	$1,377,000 Land $1,081,200 Building $295,800
2022	$9,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Ting Fiber, Cox Communications, California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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