San Diego County property record for 1157 Monterey Pl, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 1999 |
| Lot Size | 0.785 acres (34,215 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $260,500 (Apr 1998) |
| Tax Bill | $6,519 (2025) |
| Deeds & Mortgages | Jul 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-510-07-03 |
| Primary APN | 257-510-07-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 34,215 sqft (0.785 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1157 MONTEREY PL |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1340 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU1 |
| Legal Description | US 3 PER DOC97-351996&UND INT IN MODULE D COMMON AREA IN TR MENDOCINO3 |
| Legal Subdivision | MENDOCINO PHASE 3 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17606 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1157 MONTEREY PL, ENCINITAS, CA 92024-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 1998 · Amount on Record |
| Deed Sale | Apr 16, 1998 · Amount on Record |
| Deed Document Number | 1998215957 |
| Last Transfer Date | Apr 13, 2002 |
| Transfer Doc | 0000405842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 1157 MONTEREY PL, ENCINITAS, CA 92024-1340 |
| Document Number | 0000188693 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026188693 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1157 MONTEREY PL, ENCINITAS, CA 92024-1340 |
| Document Number | 0000188694, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026188694 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 737 Months |
| Due | Dec 8, 2087 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $422,785 (+2%) Land $162,858 Building $259,927 | |
| 2025 | $6,519.00 (+3.77%) Homeowner's exemption | $414,496 (+4.04%) Land $159,665 Building $254,831 |
| 2023 | $6,282.00 (+7.46%) Homeowner's exemption | $398,403 Land $153,466 Building $244,937 |
| 2022 | $5,846.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Ting Fiber, Verizon.
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