11465 Scheel Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 11465 Scheel Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,118 sqft · built 2002
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$4,953 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-001-052.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-001-052.000-018`
Alternative APN	`1713010001052000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,118 sqft Living Area
1st Floor Area	1,598 sqft
2nd Floor Area	1,520 sqft
Basement Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	131 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713010001052000
Street Address	11465 SCHEEL LN
City	CARMEL
State	IN
Zip	46032-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .26, SECTION 1, TOWNSHIP 17, RANGE 3, GUILFORD PARK, LOT 52, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	CLAY GUILFORD PARK
Legal Lot Number	52
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111006

Owner

11465 Scheel Ln is owned and occupied by an individual who acquired it in June 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11465 SCHEEL LN, CARMEL, IN 46032-3470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Nov 19, 2002
Last Transfer Date	Jun 23, 2017
Transfer Doc	2017029085
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11465 SCHEEL LN, CARMEL, IN 46032-3470
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009043
Date	Feb 18, 2022
Instrument	2022009043

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jun 23, 2017
Property Address	11465 SCHEEL LN, CARMEL, IN 46032-3470
Document Number	2017029085
Map Reference	DOC200100042967
Instrument Date	Jun 9, 2017
Instrument	2017029085
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11465 SCHEEL LN, CARMEL, IN 46032-3470

Mortgage

Document Number	2017029086
Date	Jun 23, 2017
Instrument	2017029086

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,000 (+10.88%) Land $112,200 Building $377,800	$490,000 (+10.88%) Land $112,200 Building $377,800
2024	$4,953.00 (+34.63%)	$441,900 (+25.47%) Land $112,200 Building $329,700	$441,900 (+25.47%) Land $112,200 Building $329,700
2023	$3,679.00 (-5.62%) Homeowner's exemption	$352,200 (+3.31%) Land $112,200 Building $240,000	$352,200 (+3.31%) Land $112,200 Building $240,000
2022	$3,898.00 Homeowner's exemption	$340,900 Land $99,100 Building $241,800	$340,900 Land $99,100 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11465 Scheel Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11465 Scheel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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