1151 Willow St, San Diego, CA 92106 Property Records

San Diego County property record for 1151 Willow St, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,395 sqft · built 2017
Lot Size	0.113 acres (4,925 sqft)
Owner	2 Individual Names on File
Last Sale	$1,975,000 (Dec 2021)
Tax Bill	$26,694 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`531-311-01-00`

Property Details

APN / Parcel Number

Primary APN	`531-311-01-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,395 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,925 sqft (0.113 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1151 WILLOW ST
City	SAN DIEGO
State	CA
Zip	92106-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 15 LOT 1 TR 000305
Legal Subdivision	ROSEVILLE
Legal Tract	000305
Legal Block	15
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2027
Census Tract	21402

Owner

1151 Willow St is owned and occupied by two individuals who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Grant Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Jan 14, 2020	Deed of Trust, Mortgage BAY EQUITY
Nov 26, 2019	Grant Deed, Transfer JOHN KIMMEL
Jan 31, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRUCE COLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	2021822727
Prior Transfer Date	Aug 25, 2015
Prior Transfer Doc	0000484767
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2021
Property Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537
Document Number	0000822727
Map Reference	MAP 305
Instrument Date	Sep 21, 2021
Instrument	2021-0822727
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537

Mortgage

Document Number	0000822728
Date	Dec 2, 2021
Instrument	2021-0822728

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537
Document Number	0000031644
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1151 WILLOW ST SAN DIEGO CA 921062537, SAN DIEGO, CA 92106-2537

Mortgage

Document Number	0000031644
Date	Jan 21, 2020
Instrument	31644

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	770 TAMALPAIS DR # 207, CORTE MADERA, CA 94925-1736

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2019
Property Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537
Document Number	0000552746
Instrument Date	Nov 26, 2019
Instrument	552746
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1151 WILLOW ST SAN DIEGO CA 921062537, SAN DIEGO, CA 92106-2537

Mortgage

Document Number	552747
Date	Nov 26, 2019
Instrument	552747

Lender

Name	JOHN KIMMEL
Address	2290 SAXONY CT

Agreement

Amount	Amount on Record

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2018
Property Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537
Document Number	0000040225
Instrument Date	Dec 14, 2017
Instrument	40225
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,837.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 WILLOW ST SAN DIEGO CA 921062537, SAN DIEGO, CA 92106-2537

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1151 WILLOW ST, SAN DIEGO, CA 92106-2537
Document Number	0000334133
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3525 DEL MAR HEIGHTS RD SAN DIEGO CA 921302199, SAN DIEGO, CA 92130-2199

Mortgage

Document Number	0000334133
Date	Jul 25, 2017
Instrument	334133

Lender

Name	BRUCE COLE
Address	3130 QUIMBY ST, SAN DIEGO, CA 92106-1943

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1151 Willow St was $26,694 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,137,802 (+2%) Land $1,623,648 Building $514,154
2025	$26,694.00 Homeowner's exemption	$2,095,885 Land $1,591,812 Building $504,073
2023	$24,713.00 (+2.74%)	$2,014,500 Land $1,530,000 Building $484,500
2022	$24,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1151 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1151 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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