1151 Pine Cross Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1151 Pine Cross Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,509 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Nov 2004)
Tax Bill	$2,195 (2023)
Deeds & Mortgages	Jan 2023 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08023A0052.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0052.000000`
Alternative APNs	`5660 55 9132` `30995`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	3,487 sqft
1st Floor Area	1,382 sqft
Upper Floors Area	1,127 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	161 ft deep x 169 ft wide
Garage Type	Mixed
Garage Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	1,280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30995
Street Address	1151 PINE CROSS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 52 RECOM 5-9 1-3 7-8 5MOUNTAINBROOK
Legal Subdivision	MOUNTAIN BROOK
Legal Lot Number	52
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1027
Census Tract	41701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1151 PINE CROSS DR, MOUNT PLEASANT, NC 28124-8357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE SERVICE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2004 · Amount on Record
Deed Sale	Nov 9, 2004 · Amount on Record
Prior Sale	Mar 1, 2002 · Amount on Record
Deed Book / Page	5647 / 173
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1151 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016350114
Date	Jan 23, 2023
Book Page	16350/114

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1151 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14955339
Date	Mar 1, 2021
Book Page	14955/339

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1151 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14090126
Date	Mar 30, 2020
Book Page	14090/126

Lender

Name	FREEDOM MORTGAGE SERVICE INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,570 (+64.42%) Land $77,000 Building $343,570
2024			$420,570 (+64.42%) Land $77,000 Building $343,570
2023	$2,195.00	$255,790 Land $30,000 Building $225,790	$255,790 Land $30,000 Building $225,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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