1150 Pine Cross Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1150 Pine Cross Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,635 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Jul 2019)
Tax Bill	$1,709 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08023A0026.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0026.000000`
Alternative APNs	`5660 65 0321` `131399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,635 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,635 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	184 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	153 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	131399
Street Address	1150 PINE CROSS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LTS 26 MOUNTAIN BROOK
Legal Subdivision	MOUNTAIN BROOK
Legal Lot Number	26
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1027
Census Tract	41701

Owner

1150 Pine Cross Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1150 PINE CROSS DR, MOUNT PLEASANT, NC 28124-8357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jul 2, 2019	Warranty Deed, Transfer ATLANTIC HM LOANS
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Feb 24, 2016 · Amount on File
Deed Book / Page	13585 / 332
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1150 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155771
Date	Oct 15, 2021
Book Page	15577/1

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 2, 2019
Property Address	1150 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Document Number	13585332
Book / Page	013585 / 000332
Instrument Date	Jul 2, 2019
Instrument	16612
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1150 PINE CROSS DR MOUNT PLEASANT NC 281248357, MOUNT PLEASANT, NC 28124-8357

Mortgage

Document Number	13585335
Date	Jul 2, 2019
Book Page	013585/000335
Instrument	16613

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1150 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Document Number	13260233
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 PINE CROSS DR MOUNT PLEASANT NC 281248357, MOUNT PLEASANT, NC 28124-8357

Mortgage

Document Number	13260233
Date	Nov 8, 2018
Book Page	013260/000233
Instrument	28153

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	KANNAPOLIS, NC 28083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,140 Land $77,000 Building $281,140
2024			$358,140 (+79.84%) Land $77,000 Building $281,140
2023	$1,709.00	$199,140 Land $30,000 Building $169,140	$199,140 Land $30,000 Building $169,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1150 Pine Cross Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Pine Cross Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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