1130 Pine Cross Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1130 Pine Cross Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Nov 2019)
Tax Bill	$2,422 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08023A0028.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0028.000000`
Alternative APNs	`5660 65 2213` `134131`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,480 sqft Living Area
Gross Area	3,239 sqft
1st Floor Area	1,795 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	194 ft deep x 113 ft wide
Garage Type	Mixed
Garage Area	1,135 sqft
Driveway	Concrete Driveway
Driveway Area	3,100 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	224 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	134131
Street Address	1130 PINE CROSS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 28 MOUNTAINBROOK
Legal Subdivision	MOUNTAIN BROOK
Legal Lot Number	28
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1027
Census Tract	41701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1130 PINE CROSS DR, MOUNT PLEASANT, NC 28124-8357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 14, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Jan 26, 2007 · Amount on File
Deed Book / Page	13840 / 119
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	11140261
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1130 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017655346
Date	Oct 8, 2025
Book Page	17655/346

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1130 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015039347
Date	Mar 29, 2021
Book Page	15039/347

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 14, 2019
Property Address	1130 PINE CROSS DR, MT PLEASANT, NC 28124-8357
Document Number	0013840119
Book / Page	13840 / 0119
Map Reference	MB 35 PG 27
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8172 ENERGY LN, 8172, CATAWBA, NC 28609-9256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 PINE CROSS DR, MOUNT PLEASANT, NC 28124-8357

Mortgage

Document Number	0013840121
Date	Nov 14, 2019
Instrument	13840/121

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,600 (-) Land $77,000 Building $363,600
2025		$440,600 (+56.08%) Land $77,000 Building $363,600
2024			$440,600 (+56.08%) Land $77,000 Building $363,600
2023	$2,422.00	$282,300 Land $30,000 Building $252,300	$282,300 Land $30,000 Building $252,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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