1151 Gary Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1151 Gary Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,461 sqft Living Area
Lot Size	8,363 sqft (0.192 acres)
Occupancy	Owner Occupied
Last Sale	$203,000 (2005)
Tax Bill	$1,832.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-26-31-3559-0001-0170`
Alternative APNs	`263107355900010170` `96692`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,461 sqft Living Area
Gross Area	2,078 sqft Gross Area
1st Floor	1,461 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,363 sqft (0.192 acres)
Depth X Width	100 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Patio Area	120 sqft Patio
Porch Area	480 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1151 GARY DR
City	SAINT CLOUD
State	FL
Zip	34772-8950
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JOHNSONS LANDING PB 7 PG 58 LOT 17
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	JOHNSONS LANDING
Legal Tract	3559
Legal Block	170
Legal Lot Number	17
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2043
Census Tract	43303

Owner

Source: Osceola County records · APN 07-26-31-3559-0001-0170

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1151 GARY DR, SAINT CLOUD, FL 34772-8950
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2005 · Amount on Record
Deed Sale	Dec 20, 2005 · Amount on Record
Deed Doc Number	2005280340
Deed Book / Page	3004 / 2355
Last Transfer Date	Jun 05, 2020
Transfer Doc	0057510001
Record Refreshed	Jun 08, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jul 08, 2020
Property Address	1151 GARY DR, SAINT CLOUD, FL 34772-8950
Document Number	0057510001
Book / Page	5751 / 1
Map Reference	MB 7 PG 58
Instrument Date	Jun 05, 2020
Instrument	2020087901
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 GARY DR, SAINT CLOUD, FL 34772-8950

Mortgage

Document Number	0000057513
Date	Jul 08, 2020
Instrument	5751/3

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 (-33.9%) Homeowner's exemption	$110,544 (+5.99%)	$214,700 (+11.01%) Land $51,000 Building $163,700
2024	$1,832.00 (+3.1%)
2023	$1,777.00 (+7.37%) Homeowner's exemption	$104,300 (+3%)	$193,400 (+13.17%) Land $42,000 Building $151,400
2022	$1,655.00 Homeowner's exemption	$101,263	$170,900 Land $42,000 Building $128,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.