Osceola County property record for 1131 Gary Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,303 sqft Heated Area |
| Lot Size | 7,492 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,500 (2014) |
| Tax Bill | $1,666.00 (2025) |
| Primary APN | 96691 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,303 sqft Heated Area |
| Gross Area | 1,813 sqft Gross Area |
| 1st Floor | 1,303 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.171 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 96691 |
|---|---|
| Street Address | 1131 GARY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8950 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JOHNSONS LANDING PB 7 PG 58 LOT 16 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | JOHNSON S LANDING |
| Legal Tract | 3559 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 43303 |
Source: Osceola County records · APN 96691
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1131 GARY DR, SAINT CLOUD, FL 34772-8950 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on Record |
| Deed Sale | Mar 27, 2014 · Amount on Record |
| Prior Sale | Sep 16, 2013 |
| Deed Doc Number | 2014043328 |
| Deed Book / Page | 4587 / 2127 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1131 GARY DR, SAINT CLOUD, FL 34772-8950 |
| Document Number | 0052332297 |
| Book / Page | 005233 / 002297 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 1131 GARY DR ST CLOUD FL 347728950, ST CLOUD, FL 34772-8950 |
| Document Number | 0052332297 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 005233/002297 |
| Instrument | 157041 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1131 GARY DR, SAINT CLOUD, FL 34772-8950 |
| Document Number | 0051172411 |
| Book / Page | 005117 / 002411 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1131 GARY DR ST CLOUD FL 347728950, ST CLOUD, FL 34772-8950 |
| Document Number | 0051172411 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 005117/002411 |
| Instrument | 40729 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,666.00 (-21.12%) Homeowner's exemption | $135,990 (+5.99%) | $211,400 (+11.2%) Land $51,000 Building $160,400 |
| 2023 | $2,112.00 (+6.61%) Homeowner's exemption | $128,309 (+3%) | $190,100 (+13.02%) Land $42,000 Building $148,100 |
| 2022 | $1,981.00 Homeowner's exemption | $124,572 | $168,200 Land $42,000 Building $126,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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