1061 Gary Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1061 Gary Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 2002
Lot Size	0.192 acres (8,363 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2024)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-31-3559-0001-0130`

Property Details

APN / Parcel Number

Primary APN	`07-26-31-3559-0001-0130`
Alternative APNs	`263107355900010130` `96688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,363 sqft (0.192 acres)
Lot Dimensions	102 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	63 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1061 GARY DR
City	SAINT CLOUD
State	FL
Zip	34772-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	JOHNSONS LANDING PB 7 PG 58 LOT 13
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	JOHNSONS LANDING
Legal Tract	3559
Legal Block	130
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2043
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1061 GARY DR, SAINT CLOUD, FL 34772-8920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	202431
Deed Book / Page	6527 / 1754
Prior Transfer Date	Apr 9, 2021
Prior Transfer Doc	0059322576
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 2, 2024
Property Address	1061 GARY DR, SAINT CLOUD, FL 34772-8920
Document Number	0065271754
Book / Page	6527 / 1754
Map Reference	MB 7 PG 58
Instrument Date	Dec 29, 2023
Instrument	2024000031
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3249 PACKARD AVE, SAINT CLOUD, FL 34772-8126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 GARY DR, SAINT CLOUD, FL 34772-8920

Mortgage

Document Number	0065271756
Date	Jan 2, 2024
Instrument	6527/1756

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0065271773
Date	Jan 2, 2024
Book Page	6527/1773
Instrument	2024000033

Lender

Name	OSCEOLA COUNTY HUMAN SERVICES
Type	Government Agency
Address	KISSIMMEE, FL 34741

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 12, 2021
Property Address	1061 GARY DR, SAINT CLOUD, FL 34772-8920
Document Number	0059322576
Book / Page	5932 / 2576
Map Reference	MB 7 PG 58
Instrument Date	Apr 9, 2021
Instrument	2021054353
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 PACKARD AVE, SAINT CLOUD, FL 34772-8126

Mortgage

Document Number	0059322578
Date	Apr 12, 2021
Instrument	5932/2578

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 (-7.46%)	$216,900 (+11.06%) Land $51,000 Building $165,900	$216,900 (+11.06%) Land $51,000 Building $165,900
2024	$3,269.00 (-8.23%)
2023	$3,562.00 (+10.86%)	$195,300 (+13.15%) Land $42,000 Building $153,300	$195,300 (+13.15%) Land $42,000 Building $153,300
2022	$3,213.00	$172,600 Land $42,000 Building $130,600	$172,600 Land $42,000 Building $130,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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