Jefferson County and Le Ray Town property record for 115 Union St, Black River, NY 13612
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,458 sqft · built 1900 |
| Lot Size | 0.293 acres (12,804 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $261,400 (Dec 2025) |
| Tax Bill | $4,450 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224001 75.49-1-11 |
| Primary APN | 224001 75.49-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 948 sqft |
| 2nd Floor Area | 510 sqft |
| Upper Floors Area | 382 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,804 sqft (0.293 acres) |
| Lot Dimensions | 194 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 580 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 224001 75.49-1-11 |
|---|---|
| Street Address | 115 UNION ST |
| City | BLACK RIVER |
| State | NY |
| Zip | 13612-3150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | LE RAY |
| Census Block Group | 2 |
| Census Block | 2164 |
| Census Tract | 60806 |
Source: Jefferson County and Le Ray Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 502 E AVENUE N, BELTON, TX 76513-3918 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 21, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP |
| Dec 23, 2019 | Warranty Deed, Transfer · VA Mortgage HOMESTEAD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on Record |
| Deed Sale | Dec 9, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2024 · Amount on Record |
| Deed Document Number | 202518241 |
| Prior Transfer Date | Jul 12, 2004 |
| Prior Transfer Doc | 2004010004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Dec 9, 2025 |
| Property Address | 115 UNION ST, BLACK RIVER, NY 13612-3150 |
| Document Number | 0000018241 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025-00018241 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000018242 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2025-00018242 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Feb 21, 2024 |
| Property Address | 115 UNION ST, BLACK RIVER, NY 13612-3150 |
| Document Number | 0000002642 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024-00002642 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 MCDONOUGH ST, RICHMOND, VA 23224-2225 |
| Document Number | 0000002643 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 20240-00002643 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Dec 23, 2019 |
| Property Address | 115 UNION ST, BLACK RIVER, NY 13612-3150 |
| Document Number | 0000020275 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 20275 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 133 GRANDVIEW DR GUYTON GA 31312, GUYTON, GA 31312 |
| Document Number | 20276 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 20276 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Jefferson County and Le Ray Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Le Ray Town |
| Municipality | Black River Village |
| Unified School District | Carthage Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,450.00 (+5.25%) | ||
| 2025 | $4,228.00 (-2.72%) | $238,100 (+11%) Land $24,500 Building $213,600 | $238,100 (+2.68%) Land $24,500 Building $213,600 |
| 2024 | $4,346.00 | $214,500 (-) Land $24,500 Building $190,000 | $231,892 (+1.62%) Land $26,486 Building $205,406 |
| 2023 | $214,500 Land $24,500 Building $190,000 | $228,191 Land $26,064 Building $202,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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