Jefferson County and Le Ray Town property record for 121 Union St, Black River, NY 13612
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,844 sqft · built 1910 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Sep 2019) |
| Tax Bill | $4,269 (2026) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224001 75.49-1-13 |
| Primary APN | 224001 75.49-1-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 922 sqft |
| 2nd Floor Area | 922 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 196 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 1,820 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 273 sqft |
| Patio Area | 176 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 224001 75.49-1-13 |
|---|---|
| Street Address | 121 UNION ST |
| City | BLACK RIVER |
| State | NY |
| Zip | 13612-3150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | LE RAY |
| Census Block Group | 2 |
| Census Block | 2164 |
| Census Tract | 60806 |
Source: Jefferson County and Le Ray Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 UNION ST, BLACK RIVER, NY 13612-3150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Jul 10, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Sep 19, 2019 | Warranty Deed, Transfer · VA Mortgage HUNT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 201915370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 121 UNION ST, BLACK RIVER, NY 13612-3150 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007927 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-00007927 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 121 UNION ST, BLACK RIVER, NY 13612-3150 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000007927 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 20210-00007927 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 121 UNION ST, BLACK RIVER, NY 13612-3150 |
| Document Number | 0000008861 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 121 UNION ST BLACK RIVER NY 136123150, BLACK RIVER, NY 13612-3150 |
| Document Number | 0000008861 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 8861 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Sep 19, 2019 |
| Property Address | 121 UNION ST, BLACK RIVER, NY 13612-3150 |
| Document Number | 0000015370 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 15370 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26234 HARRIER CT EVANS MILLS NY 136373409, EVANS MILLS, NY 13637-3409 |
| Document Number | 15371 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 15371 |
| Name | HUNT MTG |
|---|---|
| Type | Mortgage Company |
| Address | LANCASTER, NY 14086 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
Source: Jefferson County and Le Ray Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Le Ray Town |
| Municipality | Black River Village |
| Unified School District | Carthage Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,269.00 (+5.36%) | ||
| 2025 | $4,052.00 | $227,600 (+11.02%) Land $28,100 Building $199,500 | $227,600 (+4.36%) Land $28,100 Building $199,500 |
| 2023 | $205,000 Land $28,100 Building $176,900 | $218,085 Land $29,894 Building $188,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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