115 Timber Lake Dr, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 115 Timber Lake Dr, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,580 sqft · built 1999
Owner	Individual on Record
Last Sale	$417,000 (Jan 2023)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31116`

Property Details

APN / Parcel Number

Primary APN	`31116`
Alternative APNs	`4810-00-001-008-0-000-00` `481000100800000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	2,364 sqft
Storm Shelter	Storm Shelter

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	675 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	200 sqft
Patio Area	473 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31116
Old Parcel Number	481000100800000000
Street Address	115 TIMBER LAKE DR
City	MCLOUD
State	OK
Zip	74851-8270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER LAKE LOT 8
Legal Range	02E
Legal Township	11N
Legal Section	29
Legal Quarter	SE
Legal Subdivision	TIMBER LAKE
Legal Block	1
Legal Lot Number	8
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	3
Census Block	3017
Census Tract	501005

Owner

Source: Pottawatomie County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	115 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage TINKER FCU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TINKER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Jan 9, 2012
Deed Document Number	202300000217
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Jan 9, 2023
Property Address	115 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Document Number	0000000217
Instrument Date	Dec 27, 2022
Instrument	202300000217
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 TIMBER LAKE DR, MCLOUD, OK 74851-8270

Mortgage

Document Number	0000000218
Date	Jan 9, 2023
Instrument	202300000218

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	115 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003768
Date	Apr 5, 2017
Instrument	201700003768

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	115 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007587
Date	Jul 13, 2020
Instrument	202000007587

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Municipality	McLoud City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,217.00 (+0.05%) Homeowner's exemption	$47,341 (+3%) Land $4,320 Building $43,021	$425,438 (-1.74%) Land $36,000 Building $389,438
2024	$4,215.00 (+5.93%)	$45,962 (+5%) Land $4,320 Building $41,642	$432,983 (+18.7%) Land $36,000 Building $396,983
2023	$3,979.00	$43,773 Land $6,000 Building $37,773	$364,775 Land $50,001 Building $314,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLOUD serves 2,939 people · EPA ID OK2006301
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

115 Timber Lake Dr, Mcloud, OK 74851 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Timber Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number