Pottawatomie County property record for 108 Timber Lake Dr, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,404 sqft · built 2000 |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jan 2020) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31119 |
| Primary APN | 31119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 2,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Porch | Covered Porch |
| Porch Area | 377 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31119 |
|---|---|
| Old Parcel Number | 481000101100000000 |
| Street Address | 108 TIMBER LAKE DR |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER LAKE LOT 11 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 29 |
| Legal Quarter | SE |
| Legal Subdivision | TIMBER LAKE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 501005 |
108 Timber Lake Dr is owned and occupied by an individual who bought it in January 2020.
Source: Pottawatomie County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 TIMBER LAKE DR, MCLOUD, OK 74851-8270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jan 2, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on File |
| Deed Sale | Jan 2, 2020 · Amount on File |
| Prior Sale | May 19, 2011 · Amount on File |
| Deed Document Number | 202000000022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 108 TIMBER LAKE DR, MCLOUD, OK 74851-8270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHOICE TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000000620 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 201900000620 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 108 TIMBER LAKE DR, MCLOUD, OK 74851-8270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014480 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 202000014480 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Jan 2, 2020 |
| Property Address | 108 TIMBER LAKE DR, MCLOUD, OK 74851-8270 |
| Document Number | 0000000022 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 22 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | CHICAGO TITLE OK |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 TIMBER LAKE DR MCLOUD OK 748518270, MCLOUD, OK 74851-8270 |
| Document Number | 23 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 23 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 108 Timber Lake Dr was $3,327 with a homeowner's exemption, up 2.3% from the year before.
Source: Pottawatomie County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,327.00 (+2.31%) Homeowner's exemption | $37,561 (+3%) Land $2,820 Building $34,741 | $363,917 (-3.22%) Land $23,500 Building $340,417 |
| 2024 | $3,252.00 (+4%) Homeowner's exemption | $36,467 (+3%) Land $2,820 Building $33,647 | $376,031 (+27.45%) Land $23,500 Building $352,531 |
| 2023 | $3,127.00 Homeowner's exemption | $35,405 Land $2,820 Building $32,585 | $295,038 Land $23,500 Building $271,538 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Timber Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Timber Lake Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 83% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures