107 Timber Lake Dr, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 107 Timber Lake Dr, Mcloud, OK 74851

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,998 sqft · built 2000
OwnerIndividual Name on Record
Last Sale$283,900 (Dec 2021)
Tax Bill$3,119 (2025)
Deeds & MortgagesDec 2019 Mortgage
Sep 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN31112

Property Details

APN / Parcel Number

Primary APN31112
Alternative APNs
  • 4810-00-001-004-0-000-00
  • 481000100400000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
1st Floor Area1,998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area1,014 sqft
PorchCovered Porch
Porch Area36 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31112
Old Parcel Number481000100400000000
Street Address107 TIMBER LAKE DR
CityMCLOUD
StateOK
Zip74851-8270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER LAKE LOT 4
Legal Range02E
Legal Township11N
Legal Section29
Legal QuarterSE
Legal SubdivisionTIMBER LAKE
Legal Block1
Legal Lot Number4
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group3
Census Block3017
Census Tract501005

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Sep 19, 2022Quit Claim Deed, Transfer · Commercial Mortgage
JJOHN D GRAY PROPERTIES LLC
Dec 8, 2021Warranty Deed, Transfer · FHA Mortgage
STRIDE BANK NA
Oct 13, 2021Transfer on Death Deed, Transfer
Oct 13, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 1, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2021 · Amount on Record
Deed SaleDec 8, 2021 · Amount on Record
Prior SaleDec 8, 2021 · Amount on Record
Deed Document Number0000016893
Last Transfer DateSep 19, 2022
Transfer Doc0000012288
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013771
DateDec 10, 2019
Instrument201900013771
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOTTAWATOMIE OK
Recording DateSep 19, 2022
Property Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Document Number0000012288
Instrument DateSep 12, 2022
Instrument202200012288
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanySOUTHEAST OKLAHOMA TITLE LLC, SOUTEAST OKLAHOMA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$16.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address31825 GADDY RD, MACOMB, OK 74852-8959

Mortgage

Document Number0000012289
DateSep 19, 2022
Instrument202200012289
Lender
NameJJOHN D GRAY PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term114 Months
DueMar 12, 2032

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateDec 8, 2021
Property Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Document Number0000016893
Instrument DateDec 6, 2021
Instrument202100016893
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyFIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.85
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270

Mortgage

Document Number0000016894
DateDec 8, 2021
Instrument202100016894
Lender
NameSTRIDE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPOTTAWATOMIE OK
Recording DateOct 13, 2021
Property Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Document Number0000014212
Instrument DateOct 13, 2021
Instrument202100014212
Transaction TypeTransfer
Record UpdatedSep 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40199 ROMULUS RD, 40199, MACOMB, OK 74852-8604

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOTTAWATOMIE OK
Recording DateOct 13, 2021
Property Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Document Number0000014211
Instrument DateOct 7, 2021
Instrument202100014211
Transaction TypeTransfer
Record UpdatedSep 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40199 ROMULUS RD, MACOMB, OK 74852-8604

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOTTAWATOMIE OK
Recording DateOct 1, 2021
Property Address107 TIMBER LAKE DR, MCLOUD, OK 74851-8270
Document Number0000013660
Instrument DateSep 27, 2021
Instrument202100013660
Transaction TypeTransfer
Record UpdatedSep 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address59-127 KANALOA DR, KAMUELA, HI 96743-8514

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,119.00 (-4.35%)$34,272 (-3.64%) Land $2,820 Building $31,452$285,600 (-3.63%) Land $23,500 Building $262,100
2024$3,261.00 (+5.26%)$35,565 (+4.36%) Land $2,820 Building $32,745$296,373 (+4.36%) Land $23,500 Building $272,873
2023$3,098.00$34,080 Land $2,820 Building $31,260$284,000 Land $23,500 Building $260,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 81% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCLOUD
serves 2,939 people · EPA ID OK2006301
Water SourceGroundwater
Last State InspectionJul 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CVEC Fiber
Fiber
2,400 / 2,400
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
Atlink Services
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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