115 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 115 Teal Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,024 sqft · built 1974
Lot Size	0.204 acres (8,880 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,158 (2026)
Deeds & Mortgages	Apr 2026 Sale Dec 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`03-089444`

Property Details

APN / Parcel Number

Primary APN	`03-089444`
Alternative APN	`089444`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,880 sqft (0.204 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	381 sqft
Balcony Area	256 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	089444
Street Address	115 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT W-04-232 8880 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	232
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

115 Teal Cir is held in a trust since November 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	100 N WHITFIELD ST, NAZARETH, PA 18064-1538
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT
Dec 3, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 14, 2021
Transfer Doc	0082470075
Record Updated	Oct 29, 2026

April 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WORCESTER MD
Recording Date	Apr 17, 2026
Property Address	115 TEAL CIR, BERLIN, MD 21811-1531
Document Number	9128000451
Book / Page	9128 / 451
Instrument Date	Mar 4, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	100 N WHITFIELD ST, NAZARETH, PA 18064-1538

December 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 3, 2021
Property Address	115 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0082470075
Book / Page	8247 / 75
Map Reference	MB FWH 11 FO 54
Instrument Date	Nov 14, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	12512 MONTEREY CIR, FORT WASHINGTON, MD 20744-7048

Tax Assessment & Valuation

The 2026 property tax bill for 115 Teal Cir was $3,158, up 7.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,158.00 (+7.63%)	$342,133 (+7.63%)	$366,400 (-) Land $200,400 Building $166,000
2025	$2,934.00	$317,867	$366,400 Land $200,400 Building $166,000
2023	$2,611.00	$272,900	$293,600 Land $180,900 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Teal Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Teal Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Teal Cir

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