108 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 108 Teal Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1984
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$130,247 (May 2011)
Tax Bill	$2,324 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-041298`

Property Details

APN / Parcel Number

Primary APN	`03-041298`
Alternative APN	`041298`

Interior

Full Baths	1 Bath
Building Area	936 sqft Total Area
Basement Area	614 sqft
Finished Basement	614 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement
Garage Area	168 sqft

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	176 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041298
Street Address	108 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-04-026 7500 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	26
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1003
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 TEAL CIR, BERLIN, MD 21811-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2011 · Amount on Record
Deed Sale	May 25, 2011 · Amount on Record
Prior Sale	May 25, 2011 · Amount on Record
Deed Document Number	20115686/0467
Deed Book / Page	5686 / 467
Last Transfer Date	Nov 20, 2020
Transfer Doc	0078800268
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 21, 2020
Property Address	108 TEAL CIR, BERLIN, MD 21811-1531
Document Number	0078800268
Book / Page	007880 / 000268
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	108 TEAL CIR OCEAN PINES MD 218111531, OCEAN PINES, MD 21811-1531

Mortgage

Document Number	78800274
Date	Dec 21, 2020
Book Page	007880/000274

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,324.00 (+11.25%)	$251,767 (+11.24%)	$277,200 (-) Land $80,500 Building $196,700
2025	$2,089.00 (+17.69%)	$226,333 (+21.99%)	$277,200 (+37.98%) Land $80,500 Building $196,700
2023	$1,775.00	$185,533	$200,900 Land $80,500 Building $120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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