Worcester County property record for 109 Teal Cir, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 1973 |
| Lot Size | 0.204 acres (8,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,560 (Aug 2016) |
| Tax Bill | $3,669 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-038629 |
| Primary APN | 03-038629 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,696 sqft Total Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,880 sqft (0.204 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 432 sqft |
| Deck Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038629 |
|---|---|
| Street Address | 109 TEAL CIR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT W-04-229 8880 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4 |
| Legal Subdivision | OCEAN PINES SEC 04 |
| Legal Lot Number | 229 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950600 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13216 IDLEWILD DR, BOWIE, MD 20715-1406 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2016 · Amount on Record |
| Deed Sale | Aug 26, 2016 · Amount on Record |
| Prior Sale | Jun 17, 2013 · Amount on Record |
| Deed Book / Page | 6831 / 313 |
| Prior Transfer Date | Aug 24, 2016 |
| Prior Transfer Doc | 0068310318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 109 TEAL CIR, OCEAN PINES, MD 21811-1531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0079800145 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 7980/145 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,669.00 (+8.52%) | $397,500 (+8.52%) | $428,700 (-) Land $200,400 Building $228,300 |
| 2025 | $3,381.00 (+8.19%) | $366,300 (+12.17%) | $428,700 (+27.93%) Land $200,400 Building $228,300 |
| 2023 | $3,125.00 | $326,567 | $335,100 Land $180,900 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 351 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 37 condo units |
| Nearby Flood Claims | 78 (1978–2021) |
| Claims Outside the SFHA | 13 of 78 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures