115 Stonegate Dr, Arden, NC 28704 Property Records

Buncombe County property record for 115 Stonegate Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,837 sqft · built 2018
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (May 2017)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9654-59-7833-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-59-7833-00000`
Alternative APN	`965407596777000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	3,671 sqft
1st Floor Area	3,463 sqft
Basement Area	1,834 sqft
Finished Basement	1,626 sqft
Unfinished Basement	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Terrain	Rolling
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965407596777000
Street Address	115 STONEGATE DR
City	ARDEN
State	NC
Zip	28704-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:05/31/2017 DEED
Legal Description	DEED DATE:05/31/2017 DEED:5554-1780 SUBDIV:STONE GATE LOT:14 PLAT:0075-0113
Legal Subdivision	STONE GATE
Legal Lot Number	14
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2004
Census Tract	2206

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 STONEGATE DR, ARDEN, NC 28704-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Deed of Trust, Mortgage · ARM FIRST BANK
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jan 25, 2019	Loan Modification, Mortgage FIRST BK
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Apr 13, 2004 · Amount on Record
Deed Document Number	0055541780
Deed Book / Page	5554 / 1780
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	115 STONEGATE DR, ARDEN, NC 28704-2800
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056041085
Date	Oct 26, 2017
Book Page	5604/1085

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	115 STONEGATE DR, ARDEN, NC 28704-2800
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058351433
Date	Nov 20, 2019
Book Page	5835/1433

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	115 STONEGATE DR, ARDEN, NC 28704-2800
Document Number	0057381727
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 STONEGATE DR ARDEN NC 28704, ARDEN, NC 28704

Mortgage

Document Number	0057381727
Date	Jan 28, 2019
Book Page	005738/001727

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 31, 2017
Property Address	115 STONEGATE DR, ARDEN, NC 28704-2800
Document Number	0055541780
Book / Page	5554 / 1780
Map Reference	DD 4410 PG 15
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 432, ARDEN, NC 28704-0432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 N ELIZABETH LN SE, ATLANTA, GA 30339-5321

Mortgage

Document Number	, 5554/1782
Date	May 31, 2017
Instrument	5554/1782

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 28, 2019

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,255.00 (+8.16%)	$660,100 (-)
2023	$3,934.00	$660,100	$660,100 (-) Land $128,400 Building $531,700
2021			$660,100 Land $128,400 Building $531,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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