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120 Stonegate Dr, Arden, NC 28704 Property Records

Buncombe County property record for 120 Stonegate Dr, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,288 sqft · built 1998
Lot Size1.34 acres (58,370 sqft)
Owner2 Individual Names on File
Last Sale$1,225,000 (Mar 2021)
Tax Bill$6,991 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jun 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN739432-2020-202

Property Details

APN / Parcel Number

Primary APN739432-2020-202
Alternative APNs
  • 9654-59-3958-00000
  • 965407592972000
  • 008128752

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area5,288 sqft Living Area
Gross Area6,084 sqft
1st Floor Area2,610 sqft
Basement Area2,610 sqft
Finished Basement2,390 sqft
Unfinished Basement220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area58,370 sqft (1.34 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area76 sqft
Deck Area276 sqft
Patio Area652 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number739432-2020-202
Street Address120 STONEGATE DR
CityARDEN
StateNC
Zip28704-2800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-LD
Legal DescriptionSUBDIV: STONE GATE LOT: 6 PLAT: 0174-0041
Legal SubdivisionSTONE GATE
Legal Block2
Legal Lot Number6
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group2
Census Block2004
Census Tract2206

Owner

120 Stonegate Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Buncombe County records, as of September 22, 2025

Owner of Record2 Individual Names on File
Mailing Address120 STONEGATE DR, ARDEN, NC 28704-2800
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Jun 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 25, 2017Warranty Deed, Transfer · VA Mortgage
BEVERLY HANKS MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2021 · Amount on File
Deed SaleMar 18, 2021 · Amount on File
Prior SaleMay 22, 1998 · Amount on File
Deed Book / Page6036 / 1609
Prior Transfer DateJun 14, 2017
Prior Transfer Doc0055591729
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMar 18, 2021
Property Address120 STONEGATE DR, ARDEN, NC 28704-2800
Document Number0060361609
Book / Page6036 / 1609
Map ReferenceMB 174 PG 41
Instrument DateMar 10, 2021
Transaction TypeTransfer
Record UpdatedSep 22, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17915 CULROSS LN, 17915, CHARLOTTE, NC 28278-8506

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 STONEGATE DR, ARDEN, NC 28704-2800
InvestorPossibly a Property Investor

Mortgage

Document Number0060361612
DateMar 18, 2021
Instrument6036/1612
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUNCOMBE NC
Recording DateJun 14, 2017
Property Address120 STONEGATE DR, ARDEN, NC 28704-2800
Document Number0055591729
Book / Page005559 / 001729
Instrument DateJun 14, 2017
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address120 STONEGATE DR ARDEN NC 287042800, ARDEN, NC 28704-2800

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateApr 25, 2017
Property Address120 STONEGATE DR, ARDEN, NC 28704-2800
Document Number0055420840
Book / Page005542 / 000840
Instrument DateApr 24, 2017
Transaction TypeTransfer
Record UpdatedMay 29, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 STONEGATE DR ARDEN NC 287042800, ARDEN, NC 28704-2800

Mortgage

Document Number55420843
DateApr 25, 2017
Book Page005542/000843
Lender
NameBEVERLY HANKS MTG SVCS
AddressASHEVILLE, NC 28803
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 Stonegate Dr was $6,991, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,991.00 (+4.7%)$1,084,700 Land $117,100 Building $967,600$1,084,700 Land $117,100 Building $967,600
2024$6,677.00 (+3.3%)
2023$6,464.00$1,084,700$1,084,700 Land $117,100 Building $967,600
2021$1,084,700 Land $117,100 Building $967,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Stonegate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Stonegate Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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