107 Stonegate Dr, Arden, NC 28704 Property Records

Buncombe County property record for 107 Stonegate Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,040 sqft · built 2002
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Aug 2025)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`695260-2020-202`

Property Details

APN / Parcel Number

Primary APN	`695260-2020-202`
Alternative APNs	`9654-59-6596-00000` `965407596521000` `008163267`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,040 sqft Living Area
Gross Area	4,408 sqft
1st Floor Area	1,809 sqft
Basement Area	1,809 sqft
Finished Basement	1,231 sqft
Unfinished Basement	578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	63 sqft
Deck Area	288 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	695260-2020-202
Street Address	107 STONEGATE DR
City	ARDEN
State	NC
Zip	28704-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-LD
Legal Description	SUBDIV: STONE GATE LOT: 16 PLAT: 0069-0188
Legal Subdivision	STONE GATE
Legal Block	2
Legal Lot Number	16
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2004
Census Tract	2206

Owner

107 Stonegate Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Buncombe County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	107 STONEGATE DR, ARDEN, NC 28704-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 1, 2019	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on File
Deed Sale	Aug 8, 2025 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Book / Page	6514 / 1924
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	0054631721
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 8, 2025
Property Address	107 STONEGATE DR, ARDEN, NC 28704-2800
Document Number	0065141924
Book / Page	6514 / 1924
Map Reference	MB 69 PG 188
Instrument Date	Aug 6, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 MEADOWLAKE RD, BLAIR, SC 29015-9149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STONEGATE DR, ARDEN, NC 28704-2800

Mortgage

Document Number	0065141927
Date	Aug 8, 2025
Instrument	6514/1927

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 1, 2019
Property Address	107 STONEGATE DR, ARDEN, NC 28704-2800
Document Number	0057660117
Book / Page	5766 / 0117
Map Reference	MB 69 PG 188
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 BRECKENRIDGE DR, 7, FAIRVIEW, NC 28730-9773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STONEGATE DR, ARDEN, NC 28704-2800

Mortgage

Document Number	57660120
Date	May 1, 2019
Instrument	5766/0120

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 107 Stonegate Dr was $4,752, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00 (+4.72%)	$737,200 Land $114,900 Building $622,300	$737,200 Land $114,900 Building $622,300
2024	$4,538.00 (+3.3%)
2023	$4,393.00	$737,200	$737,200 Land $114,900 Building $622,300
2021			$737,200 Land $114,900 Building $622,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Stonegate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Stonegate Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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