115 Spruce Rd, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 115 Spruce Rd, Wolfeboro, NH 03894

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,699 sqft · built 1996
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on Record
Last Sale$31,100 (Jul 2012)
Tax Bill$7,761 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNWOLF M:00227 B:000045 L:000000

Property Details

APN / Parcel Number

Primary APNWOLF M:00227 B:000045 L:000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,699 sqft Living Area
Gross Area6,678 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area72,310 sqft (1.66 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address115 SPRUCE RD
CityWOLFEBORO
StateNH
Zip03894-4119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWOLFEB
Legal Block45
JurisdictionWOLFEBORO TOWN NH
Township / Civil DivisionWOLFEBORO
Census Block Group3
Census Block3011
Census Tract956101

Owner

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 SPRUCE RD, WOLFEBORO, NH 03894-4119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2012 · Amount on Record
Deed SaleJul 3, 2012 · Amount on Record
Prior SaleNov 8, 2011 · Amount on Record
Deed Book / Page3008 / 714
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOLFEBORO TOWN NH
Property Address115 SPRUCE RD, WOLFEBORO, NH 03894-4119
Document Number0033350426
Book / Page003335 / 000426
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 SPRUCE RD WOLFEBORO NH 038944119, WOLFEBORO, NH 03894-4119

Mortgage

Document Number0033350426
DateJun 29, 2017
Book Page003335/000426
Instrument6760
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCarroll County
County SubdivisionWolfeboro Town
Unified School DistrictGovernor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,761.00 (-9.79%)$928,300 (+71.56%) Land $277,000 Building $651,300
2024$8,603.00 (+20.27%)$541,100 (-) Land $197,000 Building $344,100
2023$675,165
2022$7,153.00$541,100 Land $197,000 Building $344,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spruce Rd

Nearby Streets

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