114 Spruce Rd, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 114 Spruce Rd, Wolfeboro, NH 03894

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,206 sqft · built 1994
Lot Size	1.66 acres (72,310 sqft)
Owner	Trust Name on File
Last Sale	$485,533 (Aug 2020)
Tax Bill	$6,673 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00227 B:000033 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00227 B:000033 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,206 sqft Living Area
Gross Area	5,386 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	114 SPRUCE RD
City	WOLFEBORO
State	NH
Zip	03894-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WOLFEB
Legal Block	33
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	3
Census Block	3010
Census Tract	956101

Owner

114 Spruce Rd is owner-occupied and held in a trust since October 2023.

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	114 SPRUCE RD, WOLFEBORO, NH 03894-4119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Jul 16, 2012 · Amount on File
Deed Document Number	20202008301
Deed Book / Page	3520 / 604
Last Transfer Date	Oct 17, 2023
Transfer Doc	003744-0008
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Oct 18, 2023
Property Address	114 SPRUCE RD, WOLFEBORO, NH 03894-4119
Document Number	003744-0008
Book / Page	3744 / 8
Instrument Date	Oct 17, 2023
Instrument	202300091890
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SPRUCE RD, WOLFEBORO, NH 03894-4119

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Aug 3, 2020
Property Address	114 SPRUCE RD, WOLFEBORO, NH 03894-4119
Document Number	0035200604
Book / Page	003520 / 000604
Instrument Date	Jul 30, 2020
Instrument	301
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BELLEAU WOODS GEORGETOWN MA 018331851, GEORGETOWN, MA 01833-1851

Mortgage

Document Number	35200608
Date	Aug 3, 2020
Book Page	003520/000608
Instrument	302

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	114 SPRUCE RD, WOLFEBORO, NH 03894-4119
Document Number	0034870237
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SPRUCE RD WOLFEBORO NH 038944119, WOLFEBORO, NH 03894-4119

Mortgage

Document Number	0034870237
Date	Jan 22, 2020
Book Page	003487/000237
Instrument	772

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 114 Spruce Rd was $6,673, down 16.5% from the year before.

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,673.00 (-16.51%)	$798,200 (+58.78%) Land $277,000 Building $521,200
2024	$7,993.00	$502,700 Land $197,000 Building $305,700
2023			$700,340
2022	$6,638.00	$502,100 Land $197,000 Building $305,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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