Effingham County property record for 115 Sams Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,819 sqft · built 2022 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,998 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00810057B00 |
| Primary APN | 00810057B00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,819 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31983 |
|---|---|
| Street Address | 115 SAMS DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | .151 AC LOT 41 (OUT 397-50) PLT 29/374 |
| Legal Subdivision | THE WOODLANDS |
| Legal Phase | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30403 |
115 Sams Dr is owned and occupied by an individual who acquired it in August 2023.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage PRIORITY LENDING |
| Jul 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage BANKSOUTH MORTGAGE |
| Aug 7, 2023 | Deed of Trust, Mortgage · Construction Mortgage SOUTHSTATE BANK |
| Jul 7, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 |
| Deed Sale | Aug 14, 2023 |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 20236820 |
| Deed Book / Page | 2865 / 874 |
| Prior Transfer Date | Aug 1, 2023 |
| Prior Transfer Doc | 002865/874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 28, 2026 |
| Property Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Document Number | 3059000726 |
| Book / Page | 3059 / 726 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Document Number | 3059000726, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 3059/726 |
| Name | PRIORITY LENDING |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Document Number | 0000002858/0000000717 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 0000002858/0000000717 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 SAMS DR |
| Document Number | 0000002864/0000000432 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 0000002864/0000000432 |
| Instrument | D2023006581 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 7, 2023 |
| Property Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Document Number | 002858/715 |
| Book / Page | 2858 / 715 |
| Instrument Date | Jul 7, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SAMS DR, GUYTON, GA 31312-6151 |
| Document Number | D2023005628 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | D2023005628 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 115 Sams Dr was $4,998 with a homeowner's exemption, up 8.5% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,153 (-8.68%) Land $25,600 Building $123,553 | $372,882 (-8.68%) Land $64,000 Building $308,882 | |
| 2025 | $4,998.00 (+8.51%) Homeowner's exemption | $163,329 (+1.29%) Land $25,600 Building $137,729 | $408,323 (+1.29%) Land $64,000 Building $344,323 |
| 2024 | $4,606.00 Homeowner's exemption | $161,241 Land $25,600 Building $135,641 | $403,103 Land $64,000 Building $339,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Sams Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Sams Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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