108 Sams Dr, Guyton, GA 31312 Property Records

Effingham County property record for 108 Sams Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2024
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Jun 2025)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00810057B00`

Property Details

APN / Parcel Number

Primary APN	`00810057B00`
Alternative APNs	`0397E076` `32020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	391 sqft
Porch	Slab
Porch Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32020
Street Address	108 SAMS DR
City	GUYTON
State	GA
Zip	31312-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.168 AC LOT 76 (OUT 397-50) PLT 29/374
Legal Subdivision	THE WOODLANDS
Legal Phase	2
Legal Lot Number	76
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2013
Census Tract	30403

Owner

108 Sams Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Effingham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 SAMS DR, GUYTON, GA 31312-6151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage PLANET HOME LENDING
Aug 14, 2024	Deed of Trust, Mortgage · Construction Mortgage SOUTHSTATE BANK
Jun 16, 2025	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 30, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Aug 31, 2022 · Amount on File
Deed Book / Page	2978 / 326
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 20, 2026
Property Address	108 SAMS DR, GUYTON, GA 31312-6151
Document Number	0000003038/0000000256
Book / Page	3038 / 256
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SAMS DR, GUYTON, GA 31312-6151

Mortgage

Document Number	3038000256,
Date	Apr 20, 2026
Book Page	3038/256

Lender

Name	PLANET HOME LENDING

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	108 SAMS DR, GUYTON, GA 31312-6151
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SAMS DR

Mortgage

Document Number	0000002925/0000000743
Date	Aug 14, 2024
Book Page	0000002925/0000000743

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2025

June 2025: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 16, 2025
Property Address	108 SAMS DR, GUYTON, GA 31312-6151
Document Number	002978/326
Book / Page	2978 / 326
Instrument Date	Jun 13, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 SAMS DR, GUYTON, GA 31312-6151

Mortgage

Document Number	0002978328
Date	Jun 16, 2025
Instrument	2978/328

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2055

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 30, 2022
Property Address	108 SAMS DR, GUYTON, GA 31312-6151
Document Number	002805/522
Book / Page	2805 / 522
Instrument Date	Aug 30, 2022
Instrument	2022-002639
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 108 Sams Dr was $3,121 with a homeowner's exemption.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,814 (+78.17%) Land $25,600 Building $129,214	$387,036 (+78.17%) Land $64,000 Building $323,036
2025	$3,121.00 Homeowner's exemption	$86,893 Land $25,600 Building $61,293	$217,232 Land $64,000 Building $153,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Sams Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Sams Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sams Dr

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