115 Royal Ln, Pooler, GA 31322 Property Records

Chatham County property record for 115 Royal Ln, Pooler, GA 31322

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 2,723 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2026)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Foreclosure + 4 more
Flood Zone	Zone X (moderate risk)
APN	`5-1014D-04-004`

Property Details

APN / Parcel Number

Primary APN	`5-1014D-04-004`
Alternative APN	`C328U056`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,723 sqft Living Area
1st Floor Area	1,550 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	115 ROYAL LN
City	POOLER
State	GA
Zip	31322-3959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 4471 THE RETREAT AT FOREST LAKES PHASE 3 SMB 35S 51A
Legal Subdivision	RETREAT @FRT.LK
Legal Phase	3
Legal Lot Number	4471
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2004
Census Tract	10705

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 ROYAL LN, POOLER, GA 31322-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE
Jun 29, 2026	Trustee's Deed, Foreclosure Foreclosure Auction
Sep 16, 2025	Warranty Deed, Transfer
Sep 16, 2025	Trustee's Deed, Foreclosure
Sep 16, 2025	Warranty Deed, Transfer
Dec 16, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage SWBC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jun 29, 2026
Deed Book / Page	4020 / 89
Prior Transfer Date	Sep 16, 2025
Prior Transfer Doc	0037770093
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 29, 2026
Property Address	115 ROYAL LN, POOLER, GA 31322-3959
Document Number	4020000089
Book / Page	4020 / 89
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROYAL LN, POOLER, GA 31322-3959

Mortgage

Document Number	4020000091,
Date	Jun 29, 2026
Book Page	4020/91

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 29, 2026
Property Address	115 ROYAL LN, POOLER, GA 31322-3959
Document Number	4020000086
Book / Page	4020 / 86
Instrument Date	Jun 26, 2026
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROYAL LN, POOLER, GA 31322-3959

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 16, 2025
Property Address	115 ROYAL LN, POOLER, GA 31322-3959
Document Number	0037770097
Book / Page	3777 / 97
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROYAL LN, POOLER, GA 31322-3959

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 16, 2025
Property Address	115 ROYAL LN, POOLER, GA 31322-3959
Document Number	0037770095
Book / Page	3777 / 95
Instrument Date	Sep 16, 2025
Transaction Type	Foreclosure
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROYAL LN, POOLER, GA 31322-3959

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 16, 2025
Property Address	115 ROYAL LN, POOLER, GA 31322-3959
Document Number	0037770093
Book / Page	3777 / 93
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROYAL LN, POOLER, GA 31322-3959

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 16, 2019
Property Address	115 ROYAL LN, POOLER, GA 31322-3959
Document Number	0018020115
Book / Page	1802 / 115
Instrument Date	Dec 16, 2019
Instrument	2019-013132
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 RIVER PARK DR, MIDDLEBURY, IN 46540-8780

Mortgage

Document Number	0018020121
Date	Dec 19, 2019
Book Page	0000001802/0000000121
Instrument	032070960017

Lender

Name	SWBC MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,640 (+2.41%) Land $24,000 Building $118,640	$356,600 (+2.41%) Land $60,000 Building $296,600
2025	$3,145.00 (+3.52%)	$139,280 (+11.64%) Land $24,000 Building $115,280	$348,200 (+11.64%) Land $60,000 Building $288,200
2024	$3,038.00 (+5.23%)
2023		$124,760 (+13.96%) Land $10,000 Building $114,760	$311,900 (+13.96%) Land $25,000 Building $286,900
2022	$2,887.00	$109,480 Land $10,000 Building $99,480	$273,700 Land $25,000 Building $248,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 47 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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