121 Royal Ln, Pooler, GA 31322 Property Records

Chatham County property record for 121 Royal Ln, Pooler, GA 31322

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,552 sqft · built 2006
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2009)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	May 2018 Second Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1014D-04-008`

Property Details

APN / Parcel Number

Primary APN	`5-1014D-04-008`
Alternative APN	`M318C032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Living Area
1st Floor Area	1,498 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	194 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	121 ROYAL LN
City	POOLER
State	GA
Zip	31322-3959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 4461 THE RETREAT AT FOREST LAKES PHASE 3 SMB 35S 51A
Legal Subdivision	RETREAT @FRT.LK
Legal Phase	3
Legal Lot Number	4461
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2004
Census Tract	10705

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 ROYAL LN, POOLER, GA 31322-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MILEND
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MILEND
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage MILEND
Oct 4, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2009 · Amount on Record
Deed Sale	May 8, 2009 · Amount on Record
Prior Sale	Dec 12, 2006 · Amount on Record
Deed Document Number	20093811
Deed Book / Page	351F / 654
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	121 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013520417
Date	May 22, 2018
Book Page	1352/417
Instrument	31039700019

Lender

Name	MILEND

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	121 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013520397
Date	May 22, 2018
Book Page	1352/397
Instrument	31039690020

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	121 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ROYAL LN, POOLER, GA 31322-3959

Mortgage

Document Number	0024690094
Date	Jul 28, 2021
Book Page	0000002469/0000000094

Lender

Name	MILEND

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	121 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ROYAL LN, POOLER, GA 31322-3959

Mortgage

Document Number	0029290058
Date	Oct 4, 2022
Book Page	0000002929/0000000058

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,120 (+2.41%) Land $24,000 Building $115,120	$347,800 (+2.41%) Land $60,000 Building $287,800
2025	$3,379.00 (+9.14%)	$135,840 (+12.12%) Land $24,000 Building $111,840	$339,600 (+12.12%) Land $60,000 Building $279,600
2023		$121,160 (+13.74%) Land $10,000 Building $111,160	$302,900 (+13.74%) Land $25,000 Building $277,900
2022	$3,096.00	$106,520 Land $10,000 Building $96,520	$266,300 Land $25,000 Building $241,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 47 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ClearWave.

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