105 Royal Ln, Pooler, GA 31322 Property Records

Chatham County property record for 105 Royal Ln, Pooler, GA 31322

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,469 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`5-1014D-04-002`

Property Details

APN / Parcel Number

Primary APN	`5-1014D-04-002`
Alternative APN	`S345Y629`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,469 sqft Living Area
1st Floor Area	1,546 sqft
Upper Floors Area	592 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	165 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	105 ROYAL LN
City	POOLER
State	GA
Zip	31322-3959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 4422 THE RETREAT AT FOREST LAKES PHASE 3 SMB 35S 51A
Legal Subdivision	RETREAT FRST LAKES PH 03
Legal Phase	3
Legal Lot Number	4422
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2004
Census Tract	10705

Owner

Source: Chatham County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 ROYAL LN, POOLER, GA 31322-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer
Aug 4, 2020	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM MORTGAGE
Dec 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jan 28, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026
Deed Sale	Sep 10, 2026
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Book / Page	4080 / 713
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 10, 2026
Property Address	105 ROYAL LN, POOLER, GA 31322-3959
Document Number	4080000713
Book / Page	4080 / 713
Instrument Date	Sep 10, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROYAL LN, POOLER, GA 31322-3959

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	105 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROYAL LN, POOLER, GA 31322-3959

Mortgage

Document Number	0020130157
Date	Aug 4, 2020
Book Page	0000002013/0000000157
Instrument	032484170022

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	105 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROYAL LN, POOLER, GA 31322-3959

Mortgage

Document Number	0017860379
Date	Dec 3, 2019
Book Page	0000001786/0000000379
Instrument	032040980022

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	105 ROYAL LN, POOLER, GA 31322-3959
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROYAL LN, POOLER, GA 31322-3959

Mortgage

Document Number	0026810385
Date	Jan 18, 2022
Book Page	0000002681/0000000385

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 28, 2019
Property Address	105 ROYAL LN, POOLER, GA 31322-3959
Document Number	0015390798
Book / Page	1539 / 798
Instrument Date	Jan 28, 2019
Instrument	2019-000806
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROYAL LN, POOLER, GA 31322-3959

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,640 (+2.5%) Land $24,000 Building $108,640	$331,600 (+2.5%) Land $60,000 Building $271,600
2025	$3,663.00 (+32.62%)	$129,400 (+12.76%) Land $24,000 Building $105,400	$323,500 (+12.76%) Land $60,000 Building $263,500
2023		$114,760 (+7.33%) Land $10,000 Building $104,760	$286,900 (+7.33%) Land $25,000 Building $261,900
2022	$2,762.00	$106,920 Land $10,000 Building $96,920	$267,300 Land $25,000 Building $242,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 47 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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