107 N Elm St, Gardner, IL 60424 Property Records

Grundy County property record for 107 N Elm St, Gardner, IL 60424 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$5,826 (2025)
Deeds & Mortgages	Apr 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`12-04-462-013`

Property Details

APN / Parcel Number

Primary APN	`12-04-462-013`

Exterior

Lot Area	21,344 sqft (0.49 acres)

Location & Zoning

Street Address	107 N ELM ST
City	GARDNER
State	IL
Zip	60424-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TN GARDNER LTS 14 & 15 BLK 22 SEC 4-31-8
Legal Range	08W
Legal Township	31N
Legal Section	04
Legal Subdivision	ORIGINAL TOWN GARDNER
Legal Block	22
Legal Lot Number	14-15
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4020
Census Tract	900

Owner

Source: Grundy County records · APN 12-04-462-013

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 531, GARDNER, IL 60424-0531
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 22, 2017
Transfer Doc	0000569408
Record Updated	Sep 20, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 24, 2017
Property Address	107 N ELM ST, GARDNER, IL 60424-6330
Document Number	0000569408
Instrument Date	Apr 22, 2017
Instrument	569408
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 531 GARDNER IL 604240531, GARDNER, IL 60424-0531

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,826.00 (+5.47%)	$71,087 (+5.47%) Land $14,720 Building $56,367	$213,261 (+5.47%) Land $44,160 Building $169,101
2024	$5,524.00 (+23.55%)	$67,401 (+23.56%) Land $13,957 Building $53,444	$202,203 (+23.56%) Land $41,871 Building $160,332
2022	$4,471.00	$54,549 Land $11,296 Building $43,253	$163,647 Land $33,888 Building $129,759

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630009004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1982–2015)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Kraus Electronics Systems	Cable	2,500 / 50

May also be available at this address: Benton Ridge Telephone Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.