Garrard County property record for 115 Moss Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1980 |
| Lot Size | 0.188 acres (8,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2021) |
| Tax Bill | $1,338 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27B-01-019 |
| Primary APN | 27B-01-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,187 sqft (0.188 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 23285 |
|---|---|
| Street Address | 115 MOSS DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 19 MILES EST |
| Legal Subdivision | MILES EST |
| Legal Lot Number | 19 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970300 |
115 Moss Dr is owned by an individual who bought it in June 2021.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 W MAPLE ST, NICHOLASVILLE, KY 40356-1238 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Deed Document Number | 2021162597 |
| Deed Book / Page | 310 / 453 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 115 Moss Dr was $1,338, down 0.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (-) Land $20,000 Building $100,000 | $120,000 (-) Land $20,000 Building $100,000 | |
| 2025 | $1,338.00 (-0.45%) | $120,000 (-) Land $20,000 Building $100,000 | $120,000 (-) Land $20,000 Building $100,000 |
| 2024 | $1,344.00 (-2.61%) | $120,000 (-) Land $20,000 Building $100,000 | $120,000 (-) Land $20,000 Building $100,000 |
| 2023 | $1,380.00 (-0.86%) | $120,000 (-) Land $20,000 Building $100,000 | $120,000 (-) Land $20,000 Building $100,000 |
| 2022 | $1,392.00 | $120,000 Land $20,000 Building $100,000 | $120,000 Land $20,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Moss Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Moss Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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