Garrard County property record for 105 Moss Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1980 |
| Lot Size | 0.203 acres (8,871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,000 (Oct 2024) |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Feb 2010 Mortgage Oct 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27B-01-024 |
| Primary APN | 27B-01-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,871 sqft (0.203 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 12135 |
|---|---|
| Street Address | 105 MOSS DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MILES EST |
| Legal Lot Number | 24 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970300 |
Source: Garrard County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 20, 2010 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORPORATION |
| Oct 10, 2024 | Warranty Deed, Transfer |
| Feb 5, 2018 | Deed, Transfer |
| Feb 20, 2010 | Deed, Transfer |
| Nov 5, 2007 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on Record |
| Deed Sale | Oct 10, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2024 · Amount on Record |
| Deed Document Number | 2024188721 |
| Deed Book / Page | 328 / 731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M297/781 |
|---|---|
| Date | Feb 20, 2010 |
| Book Page | M297/781 |
| Instrument | 103129 |
| Name | STOCKTON MORTGAGE CORPORATION |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 10, 2024 |
| Property Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Document Number | 00D328/731 |
| Book / Page | D328 / 731 |
| Map Reference | CAB 1 SL 120 |
| Instrument Date | Oct 4, 2024 |
| Instrument | 188721 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $158.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 LAKEVIEW DR, LANCASTER, KY 40444-9337 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 5, 2018 |
| Property Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Document Number | 00D292/187 |
| Book / Page | D292 / 187 |
| Map Reference | MB 1 PG 120 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 137426 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 597 HERRINGTON HVN, LANCASTER, KY 40444-8025 |
| Name | Verified Name |
|---|---|
| Address | 125 LAKEVIEW DR, LANCASTER, KY 40444-9337 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 20, 2010 |
| Property Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Document Number | 000257/672 |
| Book / Page | 257 / 672 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 5, 2007 |
| Property Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
| Document Number | 0000247/98 |
| Book / Page | 247 / 98 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 MOSS DR, LANCASTER, KY 40444-8780 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (+450.63%) Homeowner's exemption | $158,000 (+110.67%) Land $20,000 Building $138,000 | $158,000 (+110.67%) Land $20,000 Building $138,000 |
| 2024 | $320.00 (-0.93%) Homeowner's exemption | $75,000 (+0.67%) Land $20,000 Building $55,000 | $75,000 (+0.67%) Land $20,000 Building $55,000 |
| 2023 | $323.00 (-18.02%) Homeowner's exemption | $74,500 (-) Land $20,000 Building $54,500 | $74,500 (-) Land $20,000 Building $54,500 |
| 2022 | $394.00 Homeowner's exemption | $74,500 Land $20,000 Building $54,500 | $74,500 Land $20,000 Building $54,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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