101 Moss Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 101 Moss Dr, Lancaster, KY 40444 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1980
Lot Size	0.167 acres (7,292 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2020)
Tax Bill	$892 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Jun 2008 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27B-01-026`

Property Details

APN / Parcel Number

Primary APN	`27B-01-026`
Alternative APNs	`11690` `14840`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,292 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	14840
Street Address	101 MOSS DR
City	LANCASTER
State	KY
Zip	40444-8780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT 26 MILES EST
Legal Subdivision	MILES EST
Legal Lot Number	26
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	970300

Owner

Source: Garrard County records · APN 27B-01-026

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	214 DAVIS AVE, LANCASTER, KY 40444-1312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2006	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK FSB
Jun 02, 2008	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK FSB
Apr 25, 2013	Deed of Trust, Mortgage CENTRAL KENTUCKY FEDERAL SAVINGS BANK
Aug 16, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 19, 2020	Deed, Transfer
Dec 07, 2012	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Dec 07, 2012 · Amount on Record
Deed Document Number	2020156470
Deed Book / Page	302 / 435
Record Updated	Sep 20, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	101 MOSS DR, LANCASTER, KY 40444-8780
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M265/473
Date	Oct 26, 2006
Book Page	M265/473
Instrument	76886

Lender

Name	CENTRAL BANK FSB
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2036

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	101 MOSS DR, LANCASTER, KY 40444-8780
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M284/71
Date	Jun 02, 2008
Book Page	M284/71
Instrument	95336

Lender

Name	CENTRAL BANK FSB
Address	NICHOLASVILLE, KY 40340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 20, 2023

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	101 MOSS DR, LANCASTER, KY 40444-8780
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DANVILLE ST, LANCASTER, KY 40444-1031

Mortgage

Document Number	000323/463
Date	Apr 25, 2013
Book Page	323/463
Instrument	116228

Lender

Name	CENTRAL KENTUCKY FEDERAL SAVINGS BANK
Address	DANVILLE, KY 40422

Agreement

Amount	Amount Recorded
Term	181 Months
Due	May 01, 2028

Interest

Rate Type	Adjustable Rate

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GARRARD KY
Recording Date	Aug 16, 2022
Property Address	101 MOSS DR, LANCASTER, KY 40444-8780
Document Number	00D317/448
Book / Page	D317 / 448
Map Reference	DB 302 PG 435
Instrument Date	Aug 16, 2022
Instrument	171302
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 19, 2020
Property Address	101 MOSS DR, LANCASTER, KY 40444-8780
Document Number	00D302/435
Book / Page	D302 / 435
Map Reference	DB 268 PG 650
Instrument Date	Mar 18, 2020
Instrument	156470
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 LAKEVIEW DR, LANCASTER, KY 40444-9337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 DAVIS AVE, LANCASTER, KY 40444-1311

December 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 07, 2012
Property Address	101 MOSS DR, LANCASTER, KY 40444-8780
Document Number	000268/650
Book / Page	268 / 650
Instrument	114516
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DANVILLE ST, LANCASTER, KY 40444-1031
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Municipality	Lancaster City
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (-0.45%)	$80,000 (-) Land $20,000 Building $60,000	$80,000 (-) Land $20,000 Building $60,000
2024	$896.00 (-2.61%)	$80,000 (-) Land $20,000 Building $60,000	$80,000 (-) Land $20,000 Building $60,000
2023	$920.00	$80,000 Land $20,000 Building $60,000	$80,000 Land $20,000 Building $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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